USDA Vs. FHA Pro and Con comparison in Wawayanda, Orange County, NY

In 2025, the USDA loan limit for Wawayanda, in Orange, NY, stands at $581,200. For a single-family home, the FHA limit is $472,030.

Take advantage of the Lendersa® USDA loan calculator to evaluate the top USDA versus FHA rates available today. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the right program for your financial needs in Alabama.

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2025 Loan Limits and Downpayment Requirements in Wawayanda, Orange County, NY

Loan Type Loan Limit Down payment
USDA $581,200 0%
FHA $472,030 3.5%
Conventional Conforming $726,525 3%

Explore USDA and FHA Loan Options in Wawayanda, NY

The aim of Lendersa® is to swiftly and effortlessly secure the most suitable USDA or FHA loan for you. Select one of three starting options to connect with lenders and discover USDA loan programs.

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Understanding USDA Loans in NY

A USDA home loan is supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, specifically for rural areas. FHA loans require at least a 3.5% down payment, whereas USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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