For 2025, the USDA loan limit in Florida, Orange county, NY is set at $581,200, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the current best rates of USDA versus FHA. Determine the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you choose the right program for your financial needs in .
Loan limits and down payment requirements for 2025 in Florida, Orange, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
Exploring USDA and FHA Loan Options in Florida, NY
Lendersa® aims to swiftly provide you with the ideal USDA or FHA loan, hassle-free. Select one of three pathways to connect with lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Contrary to FHA loans with a 3.5% minimum down payment, USDA loans require none.
2200 West Main Street, Suite L100, Durham, NC, 27705
Duke University Federal Credit Union has been serving the Duke community since 1968. A not-for-profit financial cooperative serving employees and students of Duke University and Duke Health. (Duke Alumni and Retirees are also eligible to join.
Duke Credit Union is managed and operated by Duke Employees
Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2609 Atlantic Avenue, Suite 201, Raleigh, NC, 27604
AccessOne Mortgage Company is a mortgage broker with operations in one state. AccessOne Mortgage Company offers numerous mortgage programs including conventional and jumbo mortgages and We can guide you to the right loan amount and best program for your needs. Based on standard lender guidelines, we'll get you a good idea of what kind of terms.
Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.
6204 Falls OF Neuse Rd, Suite 100, Raleigh, NC, 27609
North State Bank was built on a foundation of integrity, hard work, fairness, teamwork, and consistency. These core values permeate our organization and guide our choices and our decisions We have served the Wake County, North Carolina, area since June of 2000, focusing on the professional market and small to mid-size businesses. In 2006
We’re a primary lender. This means we process, approve, underwrite and close every loan in-house. Right down the hall from your loan officer. No sending your paperwork to other specialists all over the country. Our efficiency can compress the loan process to as few as 7 days, getting you into your home faster.
4515 Falls of Neuse Rd, Suite 300, Raleigh, NC, 27609
At GoVA Loans, our mission is to clear the path to homeownership for military members across the country by focusing on financial literacy and providing various tools to help build wealth in real estate.
We combine today’s technology with the personal guidance needed during the mortgage process.
Civic is a digital-first credit union. We don’t just make banking more equitable. We transform the lives of our members. We work to move the needle for how people think about their money, their progress, and their community. credit union. We don’t just make banking more equitable. We transform the lives of our members.
