In 2026, the USDA loan limit for Goshen, located within the county of Orange in NY, amounts to $581,200. Meanwhile, the FHA limit for securing a single-family home in the same area is set at $472,030.
To evaluate and compare the leading USDA and FHA rates available today, utilize the Lendersa® USDA loan calculator. This advanced tool helps identify the income, credit score, reserves, and documentation necessary for eligibility. It lines up USDA, FHA, Conforming, and VA options side-by-side, assisting you in making the best choice for your financial circumstances in NY.
2026 loan limits and down payment requirements in Goshen, county of Orange, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA loan options in Goshen, NY
The objective at Lendersa® is to expedite and simplify getting you the optimal USDA or FHA loan. You have three pathways to initiate a lender match for USDA loan programs.
A USDA home loan is a government-backed loan provided by the Department of Agriculture, referred to as the USDA rural development loan or USDA mortgage, and is exclusively for use in rural areas. Unlike an FHA loan, which necessitates a 3.5% minimum down payment, a USDA loan requires no down payment.
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