USDA Vs. FHA your options comparison in Goshen, Orange County, NY
In 2025, the USDA loan limit for Goshen, located within the county of Orange in NY, amounts to $581,200. Meanwhile, the FHA limit for securing a single-family home in the same area is set at $472,030.
To evaluate and compare the leading USDA and FHA rates available today, utilize the Lendersa® USDA loan calculator. This advanced tool helps identify the income, credit score, reserves, and documentation necessary for eligibility. It lines up USDA, FHA, Conforming, and VA options side-by-side, assisting you in making the best choice for your financial circumstances in NY.
2025 loan limits and down payment requirements in Goshen, county of Orange, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA loan options in Goshen, NY
The objective at Lendersa® is to expedite and simplify getting you the optimal USDA or FHA loan. You have three pathways to initiate a lender match for USDA loan programs.
A USDA home loan is a government-backed loan provided by the Department of Agriculture, referred to as the USDA rural development loan or USDA mortgage, and is exclusively for use in rural areas. Unlike an FHA loan, which necessitates a 3.5% minimum down payment, a USDA loan requires no down payment.
Acadia Financial, Inc. is committed to providing the highest quality home loans, the lowest rates, and unparalleled personal service. Whether you’re a first time home buyer, purchasing your dream home or refinancing, our highly experienced team will ensure a smooth transaction. We have over 26 years in the lending industry
At R&G Financial Services, our first priority is our relationship with you, the client. Our diverse staff not only reflects years of mortgage and financial experience, but the flexibility to accommodate a wide variety of challenges. We pride ourselves in recognizing and servicing every borrower's unique needs.
1409 Kuehner Dr, Suite 103, Simi Valley, CA, 93063
American Elite Mortgage is a leading California mortgage provider, specializing in purchase loans, refinancing, and creative lending solutions. American Elite Mortgage is recognized as an industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with multiple investors
ATC Managers, LLC is a nation-wide direct private lender based in Bakersfield, CA. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources, as well as provide opportunity and rescue capital.
Whether you need to close fast, have a distressed asset, or need a non-recourse loan, ATC Managers
In 1938, a small group of dedicated and concerned teachers met for the purpose of forming a financial cooperative for school employees and their families. From these very humble beginnings, Valley Strong Credit Union was founded and formed. Our mission is to turn people’s financial possibilities into financial realities.
8501 Camino Media, Suite 400, Bakersfield, CA, 93311
We're a local company providing mortgage loan products fit to your individual needs. We have a variety of different loans available, and have something for everyone! We can complete your FHA, conventional, VA, or private money loan transaction quickly, and we make the process easy!
1620 Mill Rock Way, Suite 100, Bakersfield, CA, 93311
We are a mortgage broker located in Bakersfield, CA. As a mortgage broker, we work with many different lenders which allows us to give you the most competitive rates & many different loan programs to tailor your specific needs.Our Integrity radiates through maintaining high standards, sticking to our word & providing a culture of honesty & hard wor
8501 Camino Media, Suite 400, Bakersfield, CA, 93311
Karpe Real Estate Center has been providing private money (hard money) and conventional mortgage loans as well as residential and commercial real estate for over 85 years. We offer a variety of services to assist you with all your real estate needs throughout California, our primary focus is in the Bakersfield, Kern County and Central Valley areas.
908 Taylorville Road, Suite 200, Grass Valley, CA, 95949
Jessica Burton, started this company in 2011 because she believed she could make a difference in the mortgage industry. She started out by herself working out of her garage with a dream of running a company that offered exceptional service and a wealth of knowledge. Today she has just that, a team of people who challenge themselves.
Golden State Home Loans is a Mortgage Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate and Lower Fee Home Loans Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate. Whether you’re buying, selling, refinancing, or building your dream home
