USDA Vs. FHA your options comparison in West-Monroe, Oswego County, NY
During 2025, in West-Monroe, within the county of Oswego, NY, the USDA loan limit is set at $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to contrast the current USDA and FHA best rates, and assess the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best-suited program for your financial circumstances in .
Loan Limits and Down Payment Needs in West-Monroe, County of Oswego, NY - 2025
Loan Category
Maximum Loan Limit
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Alternatives in West-Monroe, NY
The mission of Lendersa® is to effectively secure the optimal USDA or FHA loan for you swiftly and effortlessly. Begin with any of three initial steps designed to match you with lenders and USDA loan solutions that align with your needs.
A USDA loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered solely in rural environments. Unlike FHA loans that necessitate a 3.5% down payment at minimum, USDA loans require zero down payment.
At Platinum One Financial, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our loan originators have access to a wide array of loan products, helping them recommend the right loan for you! The mortgage process can be complicated and confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you great options from multiple lenders.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans
Landmark National Bank’s roots trace back to April 22, 1885, when it was originally chartered under the name Manhattan Buildings & Savings Association. As our bank’s footprint has expanded over the last century, our name has changed to reflect the growing number of communities we serve throughout Kansas and beyond.
The Better Lending Team team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
United Bank (Arkansas) is a Bank with operations in one state. United Bank (Arkansas) offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA and construction mortgages and For over 40 years, United Bank has been a locally owned community Bank with a geographic focus on Northwest Arkansas.
"SouthPoint Financial Services is a full service, Georgia based, mortgage lender which offers government backed loans and conventional loans.
We can help you buy your first home or refinance your existing home, vacation home, or investment property. We've also expanded to twelve states to better service clients around the country"
Eagle Home Loans is 100% veteran owned and operated. We pride ourselves on being in touch with the needs of the local community and providing affordable housing options to the town of Clarksville as well as the citizens of the state of Tennessee. Eagle Home Loans specializes in Veterans Affair (VA) Mortgages which allow active duty military
