In 2025, the USDA loan limit for Brewerton, located in the county of Onondaga, NY, is $336,500. At the same time, the FHA limit for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to evaluate and compare the most favorable USDA versus FHA rates available today. Determine the necessary income, credit, reserves, and paperwork required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the program in
Assess loan offers from 100 varied lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to connect you with the best USDA or FHA loan options swiftly and efficiently. Choose from one of three starting alternatives that link you with lenders and relevant USDA loan programs.
The USDA home loan is secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, offered exclusively in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans necessitate no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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