USDA Vs. FHA your options comparison in Hastings, Oswego County, NY
In 2025, the USDA loan limitation within Hastings, located in Oswego county, NY,
is $336,500. Conversely, the FHA loan limit for a single-family home stands at
$472,030.
With Lendersa®'s USDA loan calculator, you can compare the top USDA and FHA rates available today.
This tool helps ascertain the income, credit, reserves, and documentation required to qualify.
Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, empowering you
to select the ideal program in to suit your financial needs.
2025 Loan Limits and Downpayment Specifications in Hastings, Oswego, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hastings, NY
Lendersa® aims to facilitate obtaining the best USDA or FHA loan with ease and speed.
Choose one of three initial strategies to connect with compatible lenders and USDA loan
programs tailored to your needs.
A USDA home loan, guaranteed by the government Department of Agriculture, also called
a USDA rural development loan or USDA mortgage, is specifically available in rural areas.
Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment,
making them an attractive option for eligible buyers.
Diamond Bank is the result of a merger between two of Southwest Arkansas’s strongest community banks. In March, 2007, the banks that merged were Arkansas Diamond Bank of Glenwood , and Diamond State Bank of Murfreesboro, which was chartered in 1904. Diamond Bank continues to provide a stable source of financial leadership in the communities we serv
Founded in 1913, Stride Bank is an Oklahoma-based financial institution that holds over $1.17 billion in assets. Offering a full range of financial services such as consumer and commercial banking, mortgage, wealth management, and treasury management, we have also developed and currently manage highly specialized payment solutions
3309 E Frank Phillips Blvd, Bartlesville, OK, 74006
American Heritage Bank is a full-service community bank headquartered in Sapulpa, Oklahoma, with branches in twelve communities. In business since 1905, we are one of the oldest family owned and operated banks in the state of Oklahoma, and provide a full range of banking products and services.
RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas.
RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.
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Total Mortgage Lending will work to get you the best rates and programs. We Pride ourselves on being committed to caring and putting our clients first and also first home is a major milestone in life but the process of obtaining a mortgage can feel a little bit overwhelming. The various paperwork, requirements.
Since 1905, Marion National Bank has been committed to serve the financial needs of our community. We offer a variety of products to help you reach your financial goals.Whether you have been a customer for over 50 years or just started banking with us, we think you will agree, we offer exceptional service to all our customers.
Since its inception in 1967 the Usem Mena Federal Credit Union has been serving its members in the MENA, Arkansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, and interest rates on fixed loans here on these pages.
Security Bank is your neighborhood bank. Our Mission is To help our customers meet their financial goals through banking, prudent lending, investment and insurance services. We will earn the confidence of our customers each day by providing dependable services and reliable information at their convenience, not ours.
At Gulf South Mortgage, you are more than just a number to us. We are locally owned and offer unmatched customer service by providing a more personal experience. Our staff will guide you from the initial consultation through the loan closing. You will experience an open line of communication
At Gulf Coast Community Federal Credit Union, we want to know what our members have to say. So if you have questions, comments, constructive feedback, or praise, don't be shy! Give us a call, swing by, or contact us via email using this handy form. We offer a wide range of financial services to help you chase your dreams with confidence
