USDA and FHA Pro and Con in Hastings, Oswego County, NY
In 2025, the USDA loan limitation within Hastings, located in Oswego county, NY,
is $336,500. Conversely, the FHA loan limit for a single-family home stands at
$472,030.
With Lendersa®'s USDA loan calculator, you can compare the top USDA and FHA rates available today.
This tool helps ascertain the income, credit, reserves, and documentation required to qualify.
Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, empowering you
to select the ideal program in to suit your financial needs.
2025 Loan Limits and Downpayment Specifications in Hastings, Oswego, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hastings, NY
Lendersa® aims to facilitate obtaining the best USDA or FHA loan with ease and speed.
Choose one of three initial strategies to connect with compatible lenders and USDA loan
programs tailored to your needs.
A USDA home loan, guaranteed by the government Department of Agriculture, also called
a USDA rural development loan or USDA mortgage, is specifically available in rural areas.
Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment,
making them an attractive option for eligible buyers.
Monterey Bay Resources, Inc. is a Santa Cruz based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates.We can provide financing for both investment property and owner-occupied properties, upon qualification.
We’ve reinvented the pawnbroker experience. Our customers love shopping at our pawn shops, because we’ve created the look and feel of a retail store, while offering merchandise at wholesale prices. Visit our online pawn shop merchandise website to browse our entire inventory and pleasant and secure locations in Northern California, Best Collateral
As an independent mortgage company our goal is to provide the lowest rates and best service to our customers. Because we work with many lenders, including major banks, small lenders, insurance and trust companies, and private funds, we can offer you the most competitive rates in the industry.
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
Safebay, Inc full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs.
4970 El Camino Real, Suite 230, Los Altos, CA, 94022
Milestone Financial LLC is a wholesale California Finance Company, offering competitive 1st and 2nd trust deed loan programs for most types of real estate, including single family, condominiums, apartments, multi-family, and More importantly can get your loan funded within seven to 10 days and can usually quote within 24 hour.
Provident Credit Union is and has been a local financial Institution serving the Bay Area and beyond for over 65 years. We offer our members a wide array of financial products and services with an unmatched level of customer service and convenience. Our members enjoy 21 branches located throughout the Bay Area.
8465 old redwood Highway, Suite 410, Windsor, CA, 95492
Task Mortgage & Investments Inc We are an experienced team of mortgage and investment experts based in beautiful Sonoma County, California. For over 20 years we have provided a full array of products to match the right real estate opportunity with the right people. From the best of credit to the challenged credit.
Matrix Real Estate is your 1 Stop Real Estate and Mortgage Broker. With competitive edge with wholesale mortgage rates and service that is unmatched. We have streamlined the process of buying or selling a home to make it easier for you. We have built a team of industry experts to make sure you have access to local home inspectors
We are a full service direct lender/mortgage broker with the ability to assist our clients obtain a home loan anywhere in the State of California. Our greatest assets are our loan officers, with over a century of collective experience, as well as a full in-house processing staff.
