USDA Loan Vs. FHA loan for Firthcliffe, NY [ best of 2023]

In 2025, USDA loan limit in Firthcliffe, county of Orange, NY is $581,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Firthcliffe, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(563) 323-9003 856 miles Lender's profile and map Reviews Davenport Police Department Credit Union 227 West 4th Street, Davenport, IA, 52801 Membership in the Davenport Police Department Credit Union is open to Public Safety Employees - law enforcement, fire, medic, corrections, courts - living or working in Scott County, Iowa, and City of Davenport employees. Family members including parents and grandparents, children and grandchildren, and brothers and sisters, and all their spouses.
(256) 737-9900 856 miles Lender's profile and map Reviews Premier Bank of the South 101 First Avenue NW, Cullman, AL, 35055 Premier Bank in Cullman to meet the needs of our community. Since that time, we have served many businesses, families, and individuals throughout North Alabama.Whatever the need, the decision is made locally, by people you know and trust, who take pride in being a part of this community
(256) 734-8110 856 miles Lender's profile and map Reviews Merchants Bank of Alabama 900 Second Avenue SW, Cullman, AL, 35055 Merchants Bank of Alabama, a division of SouthPoint Bank, has become Cullman County’s go-to locally owned bank by going way out of our way. It’s an approach to banking that goes way back to 1907 when we opened in Hanceville, Alabama. Since then we’ve made a point of changing with the customer. Not just the times.
(256) 734-4863 856 miles Lender's profile and map Reviews First Community Bank. 420 2nd Ave SW, Cullman, AL, 35055 Located in northern Alabama, First Community Bank is an $120 million community financial institution operating since 1905. First Community Bank offers competitive interest rates on all deposit products including certificates of deposits, checking and savings accounts. We are also dedicated to providing competitive mortgage financing for purchases.
(256) 737-7205 856 miles Lender's profile and map Reviews Cullman Savings Bank 1652 2nd Ave SW, Cullman, AL, 35055 Cullman Savings Bank is a Bank with operations in one state. Cullman Savings Bank offers numerous mortgage programs including conventional, FHA, VA and construction mortgages and We offer competitive mortgage loan rates with local customer service to help you find the mortgage loan that is right for you
(256) 255-2000 856 miles Lender's profile and map Reviews EvaBank 1710 Cherokee Ave SW, Cullman, AL, 35055 EvaBank is cautiously aggressive in its loan policy as well as in its deposit policy. EvaBank strives to beat the competition both service wise and rate wise. We offer ATM/Check Cards, online Banking, mobile Banking and mobile deposit.We can make a decision with respect to automobile loans and other personal loans within a matter of minutes.
(256) 735-2121 856 miles Lender's profile and map Reviews Traditions Bank Cullman, Alabama U.S.A 109 2nd Ave NW, Cullman, AL, 35055 Traditions Bank is a true community Bank. That’s why we do things different here. We make personal connections with our customers and create ways to ensure we are helping guide their financial security and prosperity. These connections and agility are what “Building Bridges” means to us. In a world where financial services.
(877) 788-0288 856 miles Lender's profile and map Reviews Peoples Bank of Alabama 1912 Cherokee Ave SW, Cullman, AL, 35055 Peoples Bank of Alabama was born in 1977 as Peoples Bank of Holly Pond. Back then the citizens of this community needed a local Bank to serve their financial needs - one that understood their specific needs, wants, and dreams. We began with a simple mission of putting people first and doing what is right.
(256) 339-1034 856 miles Lender's profile and map Reviews The Mortgage Center 109 1st Ave SW, Cullman, AL, 35055 The Mortgage Center began in August 1992 as a one-man operation located in Cullman, Alabama. The company now has 2 offices in Alabama and has grown to one of the largest independent mortgage brokers in Alabama. The company has funded over 15,000 mortgage loans since its inception.
(309) 793-3610 856 miles Lender's profile and map Reviews Gas & Electric Credit Union 2300 4th Avenue, Rock Island, IL, 61201 Gas & Electric Credit Union proudly serves employees and retirees of MidAmerican Energy, the City of Rock Island, BITCO Insurance, Illinois Casualty Company, Rock Island Corps of Engineers, Friendship Manor, Rock Island Milan School District, Downtown Rock Island District Businesses and many other local, small businesses
(309) 787-4451 858 miles Lender's profile and map Reviews Blackhawk Bank & Trust, IL 301 4th Street West, Milan, IL, 61264 Blackhawk Bank & Trust has been serving the banking needs of the Quad Cities community since 1961 when ground was broken on our first branch in Milan, Illinois. Today the Blackhawk Bank & Trust branch footprint extends through the counties of Rock Island, Mercer, and Henry in Illinois, and Scott in Iowa.
(256) 637-6511 858 miles Lender's profile and map Reviews Champion Community Credit Union 16601 County Road 150, Courtland, AL, 35618 Champion Community Credit Union began in 1971 with a group of Champion International Paper Company employees who saw the need for a place to save and borrow at reasonable rates. We are now a full service financial institution with assets to over $50,000,000, and four branch offices.