USDA Loan Vs. FHA loan for Wilson, NY [Niagara County Rates 2023]

In 2025, USDA loan limit in Wilson, county of Niagara, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wilson, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(586) 945-3424 216 miles Lender's profile and map Reviews The Bally Team 1050 Wilshire Dr, Suite 191, Troy, MI, 48042 The Bally Team, is a team of experts who partner with our realtors to help make sure you get put in the program/home you’ve been dreaming of. We master in all Purchase loans and Refinance loans. We offer the best debt consolidation programs around to make sure you set yourself up for the future
(717) 789-3213 216 miles Lender's profile and map Reviews The Bank of Landisburg 100 North Carlisle Street, Landisburg, PA, 17040 The Bank of Landisburg had its beginning in 1903 when an organizational meeting was held on August 19th. $10,000.00 in capital had been raised by the selling of stock. Many familiar names were among the original stockholders: Sheibley, Jones, Wilson, Bower, Kennedy, Wertz, Dum, Kell, Loy, and Wagner.
(330) 936-2312 216 miles Lender's profile and map Reviews The Stoffer Mortgage Company Inc 100 30th St Nw, Suite 106, Canton, OH, 44709 Stoffer Mortgage is a mortgage services company based in Canton, Ohio. We offer conventional, FHA, USDA, jumbo, and VA mortgages for residential transactions to purchase or refinance one to four-unit dwellings. These properties can be utilized for owner occupancy, vacation/second homes, or investment.
(330) 454-5320 216 miles Lender's profile and map Reviews PIONEER FINANCIAL SERVICES, INC 2515 Cleveland Ave N, Canton, OH, 44709 Pioneer Financial Services Inc. is a locally owned and operated company serving all of Ohio. Founded in 2000, we were built on honesty, integrity, and personal service. We offer a wide variety of loan programs with fast and efficient service. Our knowledgeable staff has over 50 combined years of experience originating mortgage loans.
(586) 648-0021 217 miles Lender's profile and map Reviews Treeside Financial 17632 White Plains Drive, Macomb, MI, 48044 "We believe that getting a great rate on your home loan should be easy. One way we accomplish this is offering to educate our clients about the process up front, so they can avoid many of the common mistakes that occur with other mortgage brokers and lenders. We take a client first approach. Each client is extremely important to us,"
(586) 532-2000 217 miles Lender's profile and map Reviews Simple Home Lending 17901 Hall Rd, Macomb, MI, 48044 Our mission is to Simplify a very complex industry...We promise to deliver the best possible advice and the most productive solutions to our clients. We can proudly state that collectively our team has worked together for Twenty Years. We share our ideas and strategies.It is our Privilege and our Obligation to serve You.
(586) 466-7800 217 miles Lender's profile and map Reviews FreeStar Financial Credit Union 37570 S Gratiot Ave, Clinton Township, MI, 48036 FreeStar Financial Credit Union was originally established in 1957 at what is now the Selfridge Air National Guard Base as Selfridge Air Force Base Credit Union. In its early years, the Credit Union's field of membership consisted of military personnel and supplemental staff at Selfridge Air Force Base.
(330) 334-1023 217 miles Lender's profile and map Reviews Medina County Federal Credit Union 1353 Reimer Road, Wadsworth, OH, 44281 Medina County Federal Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County, Ohio. We have three branches located in Medina County to serve our Members. Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County,
(216) 270-5530 217 miles Lender's profile and map Reviews Veritas Financial Group LLC 1060 Ledge Road, Medina, OH, 44256 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(330) 419-8243 217 miles Lender's profile and map Reviews COMMONWEALTH DIVERSIFIED LENDING 5000 Gateway Drive, Medina, OH, 44256 Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.
(330) 410-3770 217 miles Lender's profile and map Reviews Consolidated Funding Corp 2425 Medina Road, Medina, OH, 44256 CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.