USDA Loan Vs. FHA loan for Wilson, NY [Niagara County ]

For 2025, the USDA loan limit in Wilson, under Niagara county, NY, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator facilitates a comparison across USDA, FHA, Conforming, and VA loans, helping decide the best option in for your specific financial conditions.

USDA and FHA Loan Choices in Wilson, NY

Lendersa® aims to secure you the optimal USDA or FHA loan swiftly and without hassle. Choose one of three starting approaches to connect with lenders and find suitable USDA loan programs.

Results from Lendersa USDA loan requests

Understanding USDA Loans in NY

A USDA home loan, also called a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, offering a unique advantage.

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(503) 892-0011 Lender's profile and map Reviews Cascade Residential Mortgage, LLC 150 NE 3rd Ave, Suite A, Hillsboro, OR, 97124 Cascade Residential Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
(833) 646-8626 Lender's profile and map Reviews Minuteman Mortgage 5635 NE Elam Young Parkway, Suite 308, Hillsboro, OR, 97124 Minuteman Mortgage exists to serve our local community and families by empowering our clients and business relationships at a moment’s notice through personalized financial education, transparency, and integrity so that they may achieve the American Dream and the pursuit of happiness.
(951) 781-0981 Lender's profile and map Reviews Printing Industries Credit Union 4333 Orange Street, Suite 100, Riverside, CA, 92501 We are proud to be a credit union, which means we are a not-for-profit cooperative. We are owned and operated by our membership, which is predominately made up of professionals within the graphic arts industry, as well as their family members. Not only do our members have access to many of the same types of products and services as offered by comme
(888) 589-1837 Lender's profile and map Reviews Mortgage Leads Network 3615 Main Street, Suite 103, Riverside, CA, 92501 Mortgage Leads Network, your trusted source since 1998, is a full service digital marketing agency specializing in mortgage, credit repair and foreclosure prevention lead generation and customer retention. Consider us your in-house marketing gurus that will save you time and money with the goal of increasing sales
(951) 543-2846 Lender's profile and map Reviews Rehab Loan Group, Inc. 3585 Main Ave, Suite 208, Riverside, CA, 92501 We offer first time and experienced flippers access to this capital and can offer both refinance or purchase loans, with or without rehab financing. We also work with Investors that would like to acquire or refinance Rental property, Small to mid-sized and even large Apartment buildings, as well as commercial property.
(951) 742-7490 Lender's profile and map Reviews Broker Brothers Real Estate 3393 14th Street, Suite C, Riverside, CA, 92501 Broker Brothers Real Estate buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(951) 276-8200 Lender's profile and map Reviews Plaza Residential Mortgage 3610 Central Avenue, Riverside, CA, 92506 Plaza Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing, underwriting and funding of FHA, VA and Conventional loans. Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing
(951) 686-6060 Lender's profile and map Reviews Provident Savings Bank 3756 Central Avenue, Riverside, CA, 92506 Chartered in 1956, Provident Bank is the largest independent community bank in Riverside County. We built Provident Bank, then called Provident Federal Savings and Loan Association, on the strongest foundation possible: our customers. Today, our customers are more the focus of what we do than ever before.
(877) 540-5305 Lender's profile and map Reviews Lysa Nelson 3269 Highcliff Rd, Riverside, CA, 92506 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(951) 684-2600 Lender's profile and map Reviews National One Mortgage Corp. 6700 Indiana Avenue, Suite 130, Riverside, CA, 92506 The National One Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage.
(951) 782-0470 Lender's profile and map Reviews Valley View Financial Services Inc. 6950 Indiana Avenue, Suite 2, Riverside, CA, 92506 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.