USDA and FHA Pro and Con in Newfane, Niagara County, NY
In 2025, the USDA loan limit in Newfane, located in Niagara county of NY,
is set at $336,500, whereas the FHA limit for a single-family home is
$472,030.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates.
Assess income, credit, reserves, and necessary documents needed for qualification.
Our innovative mortgage calculator presents USDA, FHA, Conforming, and VA options side by side,
aiding you in choosing the most appropriate program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Newfane, Niagara, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Newfane, NY
Lendersa® aims to secure the best possible USDA or FHA loans quickly and effortlessly.
Choose from one of three starting strategies that align you with matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan
or USDA mortgage. This loan type is accessible only in rural regions. Distinct from FHA loans,
which necessitate a 3.5% minimum down payment, USDA loans require no down payment, making
them a unique option for eligible borrowers.
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