USDA and FHA Pro and Con in Lockport, Niagara County, NY
For 2025, the USDA loan limit in Lockport, within the county of Niagara, NY, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today's prime USDA and FHA rates, determining the necessary income, credit score, reserves, and requisite documentation to qualify. Our comprehensive mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the most suitable program for your specific financial situation in .
2025 Loan Limits and Downpayment Requirements in Lockport, County of Niagara, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Lockport, NY
The mission of Lendersa® is to swiftly secure the best USDA or FHA loans without unnecessary hassle. Kickstart by selecting one of three entry points that connect you to matching lenders and relevant USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage needs no down payment, presenting a significant advantage for eligible applicants in rural communities.
1489 W Warm Springs Road, Suite 110, Office 241, Henderson, NV, 89014
Tri Crown Real Estate's founder Jim Dunn's business determination, Terri has moved up the ranks and has become our newest president and presiding Broker for both California and Nevada. She has impressed many as a forward thinker and excellent communicator along with expert business negotiation.
1489 W Warm Springs Rd, Suite 110, Henderson, NV, 89014
The Pinnacle Mortgage Solutions Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are a first-time home buyer, purchasing your dream home,refinancing an outstanding loan, or consolidating debt
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810 S CASINO CENTER BLVD STE 101, LAS VEGAS, NV, 89101
Founded in 2015, the key to our success has been a combination of consistently offering the lowest rates possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
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