For 2026, the USDA loan limit in Lockport, within the county of Niagara, NY, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today's prime USDA and FHA rates, determining the necessary income, credit score, reserves, and requisite documentation to qualify. Our comprehensive mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the most suitable program for your specific financial situation in .
2026 Loan Limits and Downpayment Requirements in Lockport, County of Niagara, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Lockport, NY
The mission of Lendersa® is to swiftly secure the best USDA or FHA loans without unnecessary hassle. Kickstart by selecting one of three entry points that connect you to matching lenders and relevant USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage needs no down payment, presenting a significant advantage for eligible applicants in rural communities.
Kevin Leonard entered into the mortgage business in 1997 and quickly rose to become the top producing loan officer in the country.
Mr. Leonard prides himself in offering constant communication with his clients so that they have a full understanding of the loan process from start to finish
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Since the year 2000, we’ve enjoyed the opportunity to help thousands of Americans achieve the dream of home ownership and financial peace of mind through our fast and simple loan process. We chose to go into business to help people by educating them through one of life’s most challenging processes and saving them REAL money.
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"LHM Financial, formerly CNN Mortgage, has been a full-service mortgage banker with an experienced staff offering knowledge in mortgage lending for over 20 years.
With access to a full range of mortgage sources, our licensed loan originators are dedicated to finding the right loan with the rates, terms, and costs to meet your unique nee
We offer creative lending solutions that fall outside the “box” of traditional bank and conventional lending sources. We are an equity based lender interested more in a borrower’s ability to pay going forward than any issues in the past. We offer lending solutions to assist borrowers in getting back to where they want to be.
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Our brokers have worked for some of the nations top lenders over a combined 30+ years in wholesale lending.During this time, we observed many of these companies were charging far too much to their customers.We decided that we could do better for the consumer.We can offer the same service, if not better & offer the same products for a much lower cos
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Having worked for a few of the large banks & mortgage banking firms prior to starting Mortgage Quest in May 2000, Bob McCormick learned how & why these mortgage companies need to mark-up their rates that are offered to the public: large overhead expenses including office salaries, commissions several layers of management due to large staffing, etc.
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Talon Capital offers comprehensive yet customized mortgage solutions to our clients. Our strength lies in our detailed, personalized, and client-focused approach. Additionally, our extensive network of investors provides financing solutions for our clients in the most professional manner possible.
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At Acorn Mortgage Group, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
14362 N Frank Lloyd Wright Blvd, Suite 1112, Scottsdale, AZ, 85260
Hi Financial is Arizona's newest, premier mortgage broker. We serve the lending needs of Arizona Real Estate Professionals, individual home buyers & builders. With full access to FHA, VA, USDA, Conventional, Non-QM & Non-Delegated home loans, clients are served with the best products & rates, given their specific needs & goals!
