USDA Vs. FHA Pro and Con comparison in South-Lockport, Niagara County, NY
In 2026, the USDA loan limit for South-Lockport in Niagara, NY is $285,000, whereas the FHA limit for a single-family home is $356,362.
Use Lendersa® USDA loan calculator to compare the best current rates for USDA and FHA loans, determining the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, helping you choose the most fitting program for your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in South-Lockport, Niagara County, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in South-Lockport, NY
The aim of Lendersa® is to provide you with the optimal USDA or FHA loan quickly and effortlessly. Choose one of three launch points to connect with lenders and explore USDA loan programs suited for you.
A USDA home loan, backed by the government Department of Agriculture, is often referred to as a USDA rural development loan or mortgage and is available strictly in rural areas. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require no down payment.
Here at Reliance Bank, we provide exceptional service to meet our community’s personal and business banking needs in every way we can.
“Together, we’ll find a way” is more than just a slogan. Our team’s passion and love for our people makes us want to help them achieve their dreams.
R-S Bellco Federal Credit Union was founded in 1953 and was originally chartered as Befabel Rochester Federal Credit Union. The original field of membership was “those employees of Sewickley and Rochester Sub-Divisions of the New Castle District of the Bell Telephone Company who work in Beaver and Allegheny Counties, Pennsylvania.
The Northumberland National Bank opened for business in 1903, in a storefront building on the corner of Queen and Water Streets. State senator and Witmer Steele Lumber Company owner Charles Steele saw the need for an independent, locally-owned community bank in his hometown, and his idea was immediately popular
USX FCU was founded in 1938 by several United States Steel Corporation employees with a mission to educate its members about financial matters and help them manage their daily financial affairs and also to provide members with advantages in every aspect of their financial lives and giving them the confidence of financial security
CommonRoots Federal Credit Our goal is and always has been to help each and every one of our members to achieve their financial goals and be good stewards of their resources. The founding fathers of our credit union could not have predicted the important role the organization would play in the lives of so many individuals.
8050 Rowan Rd, Suite 503, Cranberry Township, PA, 16066
We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of Pennsylvania. We're a full service, independently owned mortgage lender with an experienced staff offering expertise in every area of mortgage lending
MGM Mortgage has focused on providing attentive customer service to borrowers throughout their loan process- it’s what we stand for. Nothing is more important when financing a home, than how you do it. The best financial solutions complement your current budget and can be easily adjusted when your situation changes.
23215 Commerce Park, Suite 108, Beachwood, OH, 44122
CREFCO Financial Group is an Ohio based Mortgage Company that specializes in providing competitive loan programs for home purchases and refinances; including USDA ‘Zero Money Down’ loans, FHA, VA, and Conventional loan programs. Our experts are licensed, educated, and experienced leaders in the industry, and devoted to analyzing
At Kish, we tell our customers to expect more. That’s more than a simple slogan—it’s a promise to deliver exceptional service as we work hard for our clients in all of our service lines: Banking, Wealth, Insurance, Benefits, and Travel.
For over a century, solid and enduring values have made Kish Bank, the banking subsidiary of Kish Bancorp, I
We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
