USDA Loan Vs. FHA loan for South-Lockport, NY [ best of 2023]

In 2025, USDA loan limit in South-Lockport, county of Niagara, NY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in South-Lockport, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(949) 248-8409 2194 miles Lender's profile and map Reviews Hayward Capital, Inc. 28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677 Founded in 1989, Hayward Capital grew from a builder-based mortgage company to a consumer friendly mortgage operation. This family owned and operated company has funded over a billion dollars in loans. Since our clients only deal with principals of the company Hayward Capital is able to offer our clients unbeatable interest rates
(949) 633-2919 2194 miles Lender's profile and map Reviews True Point Lending 28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677 If you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(949) 630-9651 2194 miles Lender's profile and map Reviews JDR Mortgage 30025 Alicia Pkwy, Suite 557, Laguna Niguel, CA, 92677 Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
949 698 2840 2194 miles Lender's profile and map Reviews Private Loan Management 30262 Crown Valley Pkwy B884, Laguna Niguel, CA, 92677 Private Loan Management started a loan company together in 1999 and it blossomed into something we could never have imagined. With that said, our experience is 2nd to none. With over 1.5 Billion in loan closings and over 5,000 units, we have certainly done our fair share of underwriting and investing.
(530) 303-3643 2194 miles Lender's profile and map Reviews EZ Mortgages 4535 Missouri Flat Rd, Suite 2E, Placerville, CA, 95667 EZ Mortgages was founded by Eric Grathwol (NMLS 239756), a mortgage industry veteran, on the principle that real estate financing doesn’t have to be a painful, unpleasant experience for you. We understand that although every individual borrower and scenario is unique, each lender has standard requirements that are very uniform.
(949) 702-1602 2194 miles Lender's profile and map Reviews Mortgage and Realty Professionals: Home Loans & Mortgage Refinance 4024 Ibis Street, Suite B, San Diego, CA, 92103 Chris joined Mortgage and Realty Professionals in 2016 after graduating from the University of San Diego with a Bachelor of Business Administration – BBA, Finance, where he has since distinguished himself as the go to loan specialist amongst friends, family, agents, and past clients.
(619) 688-0011 2194 miles Lender's profile and map Reviews Mission Home Mortgage 3033 5th Avenue, Suite 420, San Diego, CA, 92103 We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry--investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars,
(760) 450-7324 2194 miles Lender's profile and map Reviews Weldon Financial Inc 2665 5th Avenue, Suite 608, San Diego, CA, 92103 Weldon Financial is a private real estate lending company that has been filling the needs of borrowers for whom conventional financing is inappropriate or undesired since 1997. Our experience, coupled with a strong, knowledgeable investor core gives us the ability to act quickly and decisively for the benefit of both lenders and borrowers.
(619) 403-5726 2194 miles Lender's profile and map Reviews eMortgageGuys 1419 University Ave, Suite C, San Diego, CA, 92103 eMortgageGuys we refuse to follow this “unwritten rule” that clients must jump through hoops to get their dream home or save on their mortgage. Instead, we roll up our sleeves, sit down at the table with each of their clients, and together, shoulder to shoulder, design the most effective solution to suit your unique financial situation.
(619) 200-9570 2194 miles Lender's profile and map Reviews Hansen Loans Inc. 1644 Linwood Street, San Diego, CA, 92103 At Hansen Loans Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.