USDA and FHA Pro and Con in Amelia, Clermont County, OH
For 2025, the USDA loan limit in Amelia, within Clermont, OH, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to analyze the leading USDA vs FHA rates available today. Determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Amelia, Clermont, OH
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Amelia, OH
At Lendersa®, our priority is to quickly provide you with the best USDA or FHA loan without hassles. Choose from three starting options to find matching lenders and USDA loan programs.
The USDA home loan, officially called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is exclusively available for rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans do not necessitate any down payment.
Havana National Bank, established in 1875, is a locally owned agricultural bank situated along the Illinois River in Havana, Illinois. During our 140 plus years of service to the communities we serve, we have focused on the farming community as our mainstay. This area of west central Illinois attributes a portion of its success.
NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".
At Merit Bank, our mission is to empower employees to think and serve our customers with an ownership mentality so that we may always stay true to our name.
To receive more information about Merit Bank or any of our services, please call us at 256-692-8700, To call a branch directly, please visit the Locations page for branch numbers.
Founded in 2005, Bryant Bank proudly operates 18 branches located in five of the six largest metropolitan markets in the state of Alabama: Huntsville, Birmingham, Tuscaloosa, Mobile, and Baldwin County. We offer personal, business, and mortgage banking services as well as Treasury Management Services, Correspondent Banking, and Capital Markets.
Whether you are refinancing or purchasing a home, VA mortgage Alabama can save you thousands! We do this by receiving fixed compensation from our lenders (compensation that is not driven by interest rates). This allows us in most cases to eliminate origination fees and absorb 3rd party fees by giving back the market premium.
At Progress Bank, we're thinking forward. Here, innovation leads to the very best Banking relationship you've ever had. Expect uncomplicated Banking from smart Bankers and good listeners who respond with an insightful solution that's just for you. We're committed to giving back to our community,
The 1st Family Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
100 Jefferson Street South, Suite 100-B, Huntsville, AL, 35801
"Lawhorn & Associates, a mortgage brokerage company, can get the lowest mortgage rate on loan products for Conventional, FHA, VA, USDA and Reverse mortgage financing.
We post the current rates daily. We specialize in getting the lowest 30-year and 15-year fixed rates. We have many mortgage resources and tools to assist in your financing"
