In 2026, the USDA loan cap in Withamsville, in the county of Clermont, OH, is listed at $336,500. Conversely, the FHA limit for a single-family residence is $472,030.
Utilize Lendersa®'s USDA loan calculator to assess today's USDA compared to FHA rates, and identify the required income, credit standards, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan programs side by side, aiding your selection of the best financial strategy in locations like
| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide the best USDA or FHA loan swiftly and with no hassle. Choose among three starting points to match with lenders and discover USDA loan programs.
The USDA home loan, backed by the government’s Department of Agriculture, is also known as a USDA rural development loan. Offered exclusively in rural areas, it stands apart from FHA loans, which require a 3.5% down payment, as USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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