USDA Vs. FHA your options comparison in New-Richmond, Clermont County, OH

In 2025, the USDA loan limit for New-Richmond, in Clermont, OH, is $285,000, whereas the FHA limit for a single-family residence is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's USDA vs. FHA best rates, evaluating the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, review USDA, FHA, Conforming, and VA loans side by side to decide which program in suits your financial situation best.

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in New-Richmond, Clermont, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming $548,250 3%

Options for USDA and FHA Loans in New-Richmond, OH

Lendersa® aims to secure the optimal USDA or FHA loan for you promptly and without hassle. Choose from three starting points to connect with matching lenders and access suitable USDA loan programs.

Results from Lendersa USDA loan request and matches

Understanding USDA Loans in OH

A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is designed for rural areas. Unlike FHA loans that require a minimum of 3.5% down, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Journey Home Lending
  • 10200 E. Girard Ave, Suite B321, Denver, CO, 80231
  • Journey Home Lending Our team will provide the highest level of expertise to quickly guide you through the entire process of finding the best home purchase options or refinancing options for your new mortgage. Transparency and Integrity define our work ethic, and we help guide with options so you can make informed decisions
  • JML Mortgage LLC
  • 8571 East Cornell Drive, Denver, CO, 80231
  • JML Mortgage. We are a family owned company focused on offering our clients an unrivaled customer experience. We tailor each loan to meet your family's needs now and into the future. Welcome home and Borrowing money for a home (or investments) is one of the biggest financial decisions you will make in your life.
  • Colorado Lending Solutions Inc
  • 10200 East Girard Avenue, Building B, Suite 230, Denver, CO, 80231
  • Colorado Lending Solutions' mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Trust Home Loans
  • 7995 E. Hampden Ave, Suite 204, Denver, CO, 80231
  • Trust Home Loans, LLC is a Colorado mortgage lender located in the Denver Metro Area. We specialize in residential home loans including Conventional, FHA, VA and USDA. We’re always working hard to stand out from our competition. We work with wholesale banks which allows us to offer our clients the most competitive rates and loan programs
  • Edge Mortgage Inc
  • 2016 Overland Drive, Johnstown, CO, 80534
  • Our mortgage brokers and staff know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan.
  • First State Bank of Newcastle
  • 24 N. Sumner, Newcastle, WY, 82701
  • First State Bank of Newcastle was founded during the depression in 1924, a time when most banks were being forced to close their doors. Faith in the integrity of the men who started the bank was responsible for the bank’s growth only a few months after the collapse of several Weston County banking institutions.
  • Wicker Park Mortgage LTD
  • 8175 East 39th Avenue, Denver, CO, 80207
  • Central Park Mortgage industry for over 20 years. I have done everything from Underwriting, Closing, Secondary Market, and Post Closing. My specialty is Jumbo Underwriting. However my true passion is thinking outside of the box to help customers obtain financing and ultimately the dream of home-ownership.
  • Denver Mortgage Pros
  • 1633 Eudora St, Denver, CO, 80220
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Omega Funding
  • PO Box 200862, Denver, CO, 80220
  • Omega Funding, Inc has been providing working capital to business owners since 1997. We can underwrite and fund directly out of our own money or use our network of private investors, non bank sources, and private capital firms. This makes us an invaluable resource in obtaining the best financing alternative for your growing business Over the 15 ye