USDA VS FHA in New-Richmond, Clermont County, OH

In 2025, the USDA loan limit for New-Richmond, in Clermont, OH, is $285,000, whereas the FHA limit for a single-family residence is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's USDA vs. FHA best rates, evaluating the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, review USDA, FHA, Conforming, and VA loans side by side to decide which program in suits your financial situation best.

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2025 Loan Limits and Downpayment Requirements in New-Richmond, Clermont, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming $548,250 3%

Options for USDA and FHA Loans in New-Richmond, OH

Lendersa® aims to secure the optimal USDA or FHA loan for you promptly and without hassle. Choose from three starting points to connect with matching lenders and access suitable USDA loan programs.

Results from Lendersa USDA loan request and matches

Understanding USDA Loans in OH

A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is designed for rural areas. Unlike FHA loans that require a minimum of 3.5% down, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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