USDA and FHA Pro and Con in Athens, Athens County, OH
In 2025, the USDA loan limit for Athens in the county of Athens, located in OH, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA VS FHA rates today and ascertain the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side to assist you in deciding which program in is most suitable for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Athens, Athens, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Opportunities in Athens, OH
The goal of Lendersa® is to ensure you quickly receive the most suitable USDA or FHA loan, without unnecessary hassle. Choose one of three accessible starting points that lead to matching lenders offering USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, often referred to as the USDA rural development loan. This type of mortgage is solely available in rural areas and interestingly requires no down payment, which starkly contrasts with FHA loans requiring a minimum down payment of 3.5%.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
300 Village Square Crossing Suite 101, Palm Beach Gardens, FL, 33410
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally
2560 RCA Boulevard, Suite 114, Palm Beach Gardens, FL, 33410
"Arch Mortgage, you are an esteemed customer and as such we promise to treat you with respect to provide you the service you want & that you deserve. We understand the commitment you are making whether buying your dream home, refinancing your current home, or pulling equity out for improvements.
From the first question to the closing table"
8409 N Military Trail STE 115, Palm Beach Gardens, FL, 33410
My Liberty Loans is here to help you through the entire home loans process in Palm beach Gardens, FL. We have an extensive list of lenders that we work with to provide you with the best option for your mortgage needs. Our highly trained staff is committed to be there for you every step of the way.
Fidelity is a diversified mortgage company, making use of state-of-the-art technology and the vast experience of our team to meet and realize the financial dreams of existing and perspective homeowners.Our goal at Fidelity is to provide our customers with the best mortgage experience throughout the entire process.
Cast Home Loans here in Palm Beach we pride ourselves on simplifying the home loan process while making mortgage customer service our number one priority. You can count on our experienced team to continuously deliver quality service and expertise. Innovation and integrity are always at the forefront of our work
2000 PGA Blvd, Suite 3220A, Palm Beach Gardens, FL, 33408
Cason Home Loans is determined to achieve excellence in the mortgage origination industry; focusing on customer satisfaction and attention to detail to prove that our team is an elite organization.we pledge to be honest and upfront so that your mortgage needs can be met and you walk away telling others about Cason Home Loans.
2000 PGA BLVD Bldg A Suite 3220, North Palm Beach, FL, 33408
Mortgage300 brings together top industry talent, high-efficient operations team and the secret sauce - a partnership opportunity offering true equity and autonomy.Through this revolutionary structure, we fully empower our highly experienced partners which enables us to combine the typical sales hierarchy down to just one.