USDA and FHA Pro and Con in Athens, Athens County, OH
In 2026, the USDA loan limit for Athens in the county of Athens, located in OH, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA VS FHA rates today and ascertain the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side to assist you in deciding which program in is most suitable for your specific financial needs.
2026 Loan Limits and Down Payment Requirements in Athens, Athens, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Opportunities in Athens, OH
The goal of Lendersa® is to ensure you quickly receive the most suitable USDA or FHA loan, without unnecessary hassle. Choose one of three accessible starting points that lead to matching lenders offering USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, often referred to as the USDA rural development loan. This type of mortgage is solely available in rural areas and interestingly requires no down payment, which starkly contrasts with FHA loans requiring a minimum down payment of 3.5%.
we offer you an array of personal and business services to meet your needs and help you achieve your future financial goals. So what sets us apart? Our commitment, determination, and desire to make sure that our member service is in a league of its own and our excitement to help our members
Lake Huron Credit Union was established in 1959. We strongly believe in our mission to provide our members with various financial services which enable them to enjoy a richer and fuller quality of A full-service financial institution serving the Saginaw, Bay, and Midland communities with 2 convenient locations in Kochville Township and Saginaw Town
Niagara’s Choice Credit Union We are a full-service, not-for-profit, financial organization serving over 24, 000 members. The majority of our member base is within Niagara County, we serve members who live across the United States. The credit union was founded in 1953 by a small group of employees of the former Hooker Chemical Company.
NFFMECU provide our members with best possible financial services, stressing personal attention and competitive rates and terms.The NFFMECU has a strong commitment to our members and encourages members to make the Credit Union their primary financial institution. The Credit Union offers very competitive rates and terms and members are encouraged
Nantahala Bank was organized in 2004 as a state-charted bank and is headquartered at 120 Siler Road, Franklin, NC. We have around 530 shareholders with the vast majority of those living in the communities we serve: Franklin (Macon County, NC), Hayesville (Clay County, NC) and Murphy (Cherokee County, NC).
225 Aberdeen Drive, Suite A, Valparaiso, IN, 46385
CU Mortgage Service works with both credit union members and non-members. Whether you’re financing your first home, refinancing your current one, or buying your dream home, our loan officers will help you choose a mortgage that’s right for you. It’s what we’ve been doing since 1986.
Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan.
Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans
