USDA Vs. FHA your options comparison in Athens, Athens County, OH
In 2025, the USDA loan limit for Athens in the county of Athens, located in OH, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA VS FHA rates today and ascertain the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side to assist you in deciding which program in is most suitable for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Athens, Athens, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Opportunities in Athens, OH
The goal of Lendersa® is to ensure you quickly receive the most suitable USDA or FHA loan, without unnecessary hassle. Choose one of three accessible starting points that lead to matching lenders offering USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, often referred to as the USDA rural development loan. This type of mortgage is solely available in rural areas and interestingly requires no down payment, which starkly contrasts with FHA loans requiring a minimum down payment of 3.5%.
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