USDA VS FHA in Logan, Hocking County, OH

In the year 2026, the USDA loan ceiling in Logan, located in the county of Hocking, OH, is $351,400. The FHA limit for a single-family home is set to $488,750.

Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA best rates, determining the necessary income, credit, reserves, and documents needed to qualify. By using our advanced mortgage calculator, you also view USDA, FHA, Conforming, and VA options side by side, which aids you in selecting the best financial program for your needs in places like .

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Logan, Hocking County, OH

Loan Type Loan Limit Down Payment
USDA $351,400 0%
FHA $488,750 3.5%
Conforming Conventional $726,200 3%

Exploring USDA and FHA Loan Options in Logan, OH

Lendersa® strives to quickly provide you with the best USDA or FHA loan options without hassle. Choose from three starting points that link you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in OH

The USDA home loan, guaranteed by the Department of Agriculture, is often called a USDA rural development loan. Available only in rural areas, this mortgage contrasts with FHA loans, as it requires no down payment, unlike the minimum 3.5% down required by FHA.

Enter your location to find out if it qualifies for USDA rural housing loan?



Logan Lenders

  • Fairfield Federal Savings and Loan Association of Lancaster
  • 111 East Main Street, Lancaster, OH, 43130
  • Lends in Ohio
  • Fairfield Federal Savings & Loan Association is your Fairfield County community bank specializing in Home Mortgage Loans. We've been serving the Lancaster community since 1895. Fairfield Federal is a Member of the FDIC and is an Equal Housing Lender. Stop in and see us today! We are banking that revolves around you

  • Vinton County National Bank - VCNB
  • 112 West Main St., Mc Arthur, OH, 45651
  • Lends in Ohio
  • At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.

  • Commodore Bank
  • 100 East Main Street, Somerset, OH, 43783
  • Lends in Ohio
  • Commodore Bank is a customer-driven banking institution that targets business owners, professionals, and residents within its service area. The bank emphasizes customer service by the ability to make decisions locally. The Bank’s structure positions customers directly with front-line personnel.

  • The Hocking Valley Bank
  • Stimson & Palmer Streets, Athens, OH, 45701
  • Lends in Ohio
  • In 1963, there were no locally owned banks in Athens County. Six forward thinking area business professionals saw a need and came together to start an independent community bank based in Athens. On August 12, 1963, Hocking Valley Bank opened its doors for business. More than 50 years later, we are still committed to local leadership

  • OUCU Financial
  • 944 East State Street, Athens, OH, 45701
  • Lends in Ohio
  • Ohio University Credit Union has been open since 1955. It's the 18th largest credit union in Ohio with assets totaling $476.96 Million and providing banking services to more than 26, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans

  • Kingston National Bank
  • 2 N Main Street, Kingston, OH, 45644
  • Lends in Ohio
  • Kingston National Bank defines itself as “A Real Community Bank, Really Serving Communities”, a motto that was established when Phil Dunlap and his associates founded the Bank back in 1909. The tradition of providing customers with excellent banking products and superior customer service still prevails.

  • Direction Mortgage
  • 649 Lancaster Pike, Suite 100, Circleville, OH, 43113
  • Lends in Ohio
  • Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan

  • Harvest Federal Credit Union
  • 34 Licking View Drive, Heath, OH, 43056
  • Lends in Ohio
  • Harvest Federal Credit Union was established in 1970. Our roots are in serving the workers of Licking County. We were founded by local employees of Rockwell International (now known as Arvin-Meritor). Our first office was in the United Auto Workers union hall in an area not more than 5 by 8 square feet (pictured below).

  • Hopewell Federal Credit Union
  • 501 Hopewell Dr, Heath, OH, 43056
  • Lends in Ohio
  • Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.