USDA Vs. FHA Pro and Con comparison in Belpre, Washington County, OH

As of 2026, in Belpre, county of Washington, OH, the USDA loan limit is $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA to FHA rates. Determine the required income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, assess USDA, FHA, Conforming, and VA loans side by side to decide which option in suits your financial needs most effectively.

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2026 Loan Limits and Down Payment Details in Belpre, County of Washington, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Belpre, OH

Lendersa® is committed to securing the best USDA or FHA loans swiftly and without hassle. Begin with one of three starting strategies to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining the USDA Loan in OH

The USDA home loan, a government-backed product by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is solely available in rural areas. Unlike FHA loans which necessitate a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Belpre Lenders

  • First Mutual Bank, FSB
  • 631 Washington Boulevard, Belpre, OH, 45714
  • Lends in Ohio
  • First Mutual Bank is focused on helping you, our customers, and creating vibrant communities in the Mid-Ohio Valley Region. Being depositor-owned also means we are accountable to our customers, not shareholders. Deposit dollars are reinvested in our communities, and collectively we strengthen and help the local economy thrive.

  • Kraton Belpre Federal Credit Union
  • 2419 State Route 618, Belpre, OH, 45714
  • Lends in Ohio
  • KRATON Belpre Federal Credit Union has been open since 1970. The credit union has assets totaling $8.55 Million and provides banking services to more than 800 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • Waterford Commercial and Savings Bank
  • 20115 St Rt 339, Waterford, OH, 45786
  • Lends in Ohio
  • The Waterford Bank is a consumer, community oriented, independent bank providing quality service to our customers.
    The bank operates in a rural community with other financial institutions in close proximity. The goals of the bank are to give an ROA of one percent after funding capital and equipment projects