USDA VS FHA in The-Plains, Athens County, OH

In 2025, the USDA loan limit for The-Plains, within Athens county, OH, is $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.

Make use of the Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates, and ascertain the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA loans, supporting you in selecting the best program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in The-Plains, Athens, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming $548,250 3%

Options for USDA and FHA Loans in The-Plains, OH

The aim of Lendersa® is to promptly connect you with the most suitable USDA or FHA loan, effortlessly. Select one of three starting points to match with lenders and explore USDA loan programs.

Outcomes for Lendersa USDA loan requests and matches

Understanding USDA Loans in OH

A USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans do not necessitate a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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