In 2026, the USDA loan limit in Aurora, located in Portage county, OH, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the optimal program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to swiftly and easily provide you with the best USDA or FHA loan. Choose one of three ways to connect with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or mortgage—is offered exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none, making them appealing for eligible rural buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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