USDA and FHA Pro and Con in Aurora, Portage County, OH
In 2026, the USDA loan limit in Aurora, located in Portage county, OH, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the optimal program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Aurora, Portage, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Aurora, OH
The mission of Lendersa® is to swiftly and easily provide you with the best USDA or FHA loan. Choose one of three ways to connect with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or mortgage—is offered exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none, making them appealing for eligible rural buyers.
323 East Garfield Road, Suite 10, Aurora, OH, 44202
Lends in Ohio
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We opened in Kent in 1898 as a state-chartered building & loan association called Home Building & Loan Company. Early services were limited to financing area homes. After many years as a successful building & loan, we changed our name in 1953 to Home Savings and Loan Association, having taken on more in the way of services to savers and borrowers.
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