USDA Vs. FHA your options comparison in Twinsburg, Summit County, OH

In 2025, USDA loan limit in Twinsburg, county of Summit, OH is $285,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Twinsburg, county of Summit, OH

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Twinsburg, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Elliott Community Federal Credit Union
  • 920 North Fourth Street, Jeannette, PA, 15644
  • The Elliott Community FCU, Founded in 1935, is unique in the fact that all of our local branches were homes converted into office space. Membership is open to anyone who Lives, works, worships or attends school in Westmoreland County. We strive to provide our members with unique and personalized customer service that they cannot get.
  • Pronto Mortgage
  • 217 F Pleasant Valley Road, Jeannette, PA, 15644
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Buckeye State Bank
  • 9494 Wedgewood Blvd, Powell, OH, 43065
  • Buckeye Nation Interim, a company formed by a diverse team of local business leaders, purchased the bank and in September 2014, the bank name was changed to Buckeye State Bank. The name change publicly reflects the beginning of a new chapter of offering our members in all of Ohio the “big bank
  • BancOhio Financial
  • 271 South Liberty, Powell, OH, 43065
  • At BancOhio, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • One Choice Lending Group LLC
  • 80 Grace Drive, Shawnee Hills, OH, 43065
  • We are one of the most resourceful and dedicated team of hard money and fix & flip investment property mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
  • Community First Bank, National Association
  • 118 East Lima Street, Forest, OH, 45843
  • We are a locally owned and controlled family oriented bank, dedicated to providing the best quality of professional banking services to small business, seniors, family farm, and community homeowners in the Forest, Kenton and Upper Sandusky areas. Community First Bank, N.A. provide the quality personal, business, and agricultural products you need.
  • United Midwest Savings Bank, National Association
  • 6460 Busch Blvd, Suite 200, Columbus, OH, 43229
  • Since 1889, United Midwest has offered a varying range of banking and financial services to several community and business groups. Over time, we've evolved and today we focus our services into four main categories: Business Lending, Consumer Lending, Residential Loans, and our Deposit Services.
  • Mortgage Banc
  • 1395 E Dublin Granville Rd, Suite 301, Columbus, OH, 43229
  • Over the past 30 years we have established ourselves as a 'make sense' hard money lender and mortgage broker. The Mortgage Banc has assisted many home buyers and owners with their financing needs. In addition to our direct loan programs, our wholesale loan division has supported other mortgage brokers with financing options.
  • Wall Street Lending
  • 17000 17 Mile Road, Clinton Township, MI, 48038
  • Wall Street Lending (NMLS # 175675) was formed in 2008 as a Michigan based mortgage broker offering an array of products to solve our client’s mortgage problems. As an organization employed with individuals having over 50 years of combined mortgage experience, mortgage scenarios of all sorts are financed daily.