USDA Vs. FHA Pro and Con comparison in Solon, Cuyahoga County, OH

The USDA loan cap in Solon, situated in the county of Cuyahoga, OH, is $0 as of 2025, whereas the FHA limit for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to assess today's top USDA vs. FHA rates. It helps determine needed income, credit score, reserves, and documents for eligibility. Via our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, aiding in picking the ideal program in Alabama for your financial needs.

View offers from 100 lenders

2025 Loan Caps and Down Payment Needs in Solon, Cuyahoga, OH

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conforming $726,200 3%

Exploring USDA and FHA Loan Paths in Solon, OH

The aim of Lendersa® is to provide you with the most suitable USDA or FHA loan swiftly and without hassle. Begin with one of three strategies that match you with lenders and suitable USDA loan options.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in OH

The USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, commonly known as the USDA rural development loan. Available only in rural settings, this loan differs from FHA loans as it requires no down payment, unlike the FHA’s minimum of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • La Costa Loans
  • 703 PALOMAR AIRPORT ROAD SUITE 225, Carlsbad, CA, 92011
  • La Costa Loans’ private money provides short term financings ranging from $50,000 to $1,500,000 when traditional capital sources are unavailable, too slow or too costly. These private money loan transactions are often less costly than equity partnerships, more flexible in underwriting the collateral and borrower than institutional debt.
  • American Freedom Funding
  • 22632 Golden Springs Dr, Suite 180, Diamond Bar, CA, 91765
  • We are home loan experts dedicated to making sure your home purchase or refinance experience is easy, honest, and quick. We’re a direct mortgage lender. That means that you will work directly with the person who lends you the money to buy your dream home (or condo!) No ridiculous bank “loan profiles.” Just common sense and fair play.
  • NuBridge Commercial Lender
  • 21680 Gateway Center Drive, Suite 230, Diamond Bar, CA, 91765
  • NuBridge Commercial Lending is a nationwide direct lender focused on making first-lien, short-term bridge loans to owners of small-balance commercial properties in 48 states and the DC. We can help you fund loans for multifamily, mixed-use, office, retail, light industrial, mobile home parks, self-storage, warehouse, and retail properties.
  • Investment & Financial
  • 556 N. Grand Blvd, Diamond Bar, CA, 91765
  • GRAND INVESTMENT&FINANCIAL was founded with the intent to provide a loan for every borrower and every home. With a wide choice of loan products, you'll find a loan program that suits your financial goals, and our skilled loan specialists can walk you through the steps to funding your dreams. With unparalleled customer service
  • NetCORE Realty & Lending
  • 21671 Gateway Center Drive, Suite 207, Diamond Bar, CA, 91765
  • Our mission is to ensure that your real estate dreams are fulfilled in a way that is seamless, efficient, and in your best interest. Serving the entire State of California with a focus on Southern California, our team has over a decade of experience helping both buyers and sellers navigate the complexities involved in exploring real estate.
  • American Empire Lending
  • 20955 Pathfinder Rd, Suite 100, Diamond Bar, CA, 91765
  • American Empire Lending helping customers afford the home of their dreams for many years and we love what we do.All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications.
  • Resban
  • 22632 Golden Springs Dr, Suite 200, Diamond Bar, CA, 91765
  • Founded in 1989, Residential Bancorp is committed to making the home-buying experience simple and enjoyable for customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success,
  • Exceed Lending
  • 21660 Copley Dr. #175, Diamond Bar, CA, 91765
  • We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.
  • Saxton Mortgage, LLC, NMLS #1717191
  • 12636 High Bluff Drive, Suite 400, San Diego, CA, USA, CA, 92130
  • Looking for a reliable mortgage lender? Read Saxton Mortgage reviews to discover insights on loan options, interest rates, and customer experiences. Whether you're a first-time homebuyer or refinancing, Saxton Mortgage offers competitive rates and personalized solutions to fit your needs.
  • San Diego Commercial and Business Financing
  • 12636 High Bluff Drive, Suite 400, San Diego, CA, 92130
  • SDCBF is a bridge between local funding sources and nationwide capital investors. San Diego Commercial & Business Financing is a lending company whose focus is providing top tier financing to all types of commercial real estate. We are a general commercial lender, lending on all asset classes including Multifamily Apartments,
  • Quick Easy Lending
  • 3722 paseo place, SAN DIEGO, CA, 92130
  • We connect investor with direct lenders to find the best loan. We have over 75 direct lenders in the network. We are able to look at the loan up to $100M even with low credit scores. We believe in relationship and long term partnership. We do all the hard work while you focus on your business.
  • Trinity Mortgage
  • 11622 El Camino Real, Suite 100, San Diego, CA, 92130
  • As a full service real estate and mortgage brokerage in the San Diego, LA, and Riverside counties, we are dedicated to providing our clients with the finest customer service available. Trinity Real Estate Services and Trinity Mortgage is built on a foundation of integrity and a heart for the homeowner! We pride ourselves on helping borrowers.