USDA Vs. FHA your options comparison in Austintown, Mahoning County, OH
For 2025, the USDA loan limit in Austintown, positioned within the county of Mahoning, OH, is $336,500. Meanwhile, the FHA limit designed for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator for an insightful comparison between today's USDA and FHA premium rates, determining the necessary income, credit profile, reserves, and requisite documents for eligibility. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA programs side by side, offering clarity on which option in aligns perfectly with your financial scenario.
2025 Loan Limits and Down Payment Prerequisites in Austintown, Mahoning, OH
Loan Type
Loan Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Austintown, OH
Lendersa® is dedicated to efficiently securing the optimal USDA or FHA loan for you swiftly and smoothly. Choose from one of three initial pathways that guide you to matching lenders and applicable USDA loan programs.
A USDA home loan is secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, accessible solely in rural districts. Unlike FHA loans which require a minimum of 3.5% as a down payment, a USDA mortgage requires none.
Farmers & Merchants Bank is locally owned and operated, right here in Indiana. That means that loan decisions are made in our local office. That's right - loan decisions are made quickly by us - not a suit in a board room. This means money stays in the community, and you will deal with our friendly staff, not with someone you don't know.
For over a century, we have remained committed to helping the people and businesses of the West Shore community improve their financial well-being. As a local business, we employ over 100 people at nine full-service banking offices in Mason, Oceana, Manistee, Benzie and Grand Traverse counties. All of our employees live.
Safe Harbor Credit Union was chartered in 1952 by employees of the Ludington Plant of Dow Chemical Company. The founders established our credit union to provide a safe, friendly environment where Dow’s Ludington employees and their families could place their savings and receive a good rate of return, as well as borrow for productive purposes.
201 West Passaic Street, Floor 3, Suite 304, Rochelle Park, NJ, 07662
H&E Telephone Federal Credit Union is a federally insured financial cooperative serving employee groups since 1967. It was originally formed for employees and family members of New Jersey Bell and AT&T. Now, H&E also serves HPAE at Englewood Hospital and several other member groups.
151 West Passaic Street, 2nd Floor, Rochelle Park, NJ, 07662
The Affinity Realty Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
We offer real estate & business financing for all kind of investment retail, properties, including commercial, industrial, multi-family, mixed use property, and more. Our unique approach allows us to close quickly and securely on business loans & real estate investments, even when conventional lenders turn you away.
336 W Passaic St, Suite 310, Rochelle Park, NJ, 07662
Centra Capital Investments is a commercial real estate investment company offering hard money when traditional banks do not. We provide construction loans for both ground up new construction and renovation projects. Will consider both residential and commercial properties with a loan up to 100%
At Alpine Mortgage, we specialize in providing the most competitive rates and closing costs on a Connecticut, Florida, New York, New Jersey and Pennsylvania mortgage. Our goal is to make your home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to
Ameridream Home Loans in 2016 with one single intention, to help as many people as possible accomplish their goals and reach the American dream of homeownership. We believe that our extensive knowledge of the industry and our transparent & streamline process is the key to our success.
