USDA and FHA Pro and Con in Austintown, Mahoning County, OH

For 2025, the USDA loan limit in Austintown, positioned within the county of Mahoning, OH, is $336,500. Meanwhile, the FHA limit designed for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator for an insightful comparison between today's USDA and FHA premium rates, determining the necessary income, credit profile, reserves, and requisite documents for eligibility. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA programs side by side, offering clarity on which option in aligns perfectly with your financial scenario.

Evaluate loan proposals from a pool of 100 lenders

2025 Loan Limits and Down Payment Prerequisites in Austintown, Mahoning, OH

Loan Type Loan Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Austintown, OH

Lendersa® is dedicated to efficiently securing the optimal USDA or FHA loan for you swiftly and smoothly. Choose from one of three initial pathways that guide you to matching lenders and applicable USDA loan programs.

Lendersa USDA loan result matching

Comprehending USDA Loans in OH

A USDA home loan is secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, accessible solely in rural districts. Unlike FHA loans which require a minimum of 3.5% as a down payment, a USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Team MC Home Loans LLC
  • 9600 South West 8th Street, Suite 2, Miami, FL, 33174
  • At Team MC Home Loans LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • American Fidelity Mortgage Inc
  • 8370 West Flagler Street, Suite 145, Miami, FL, 33144
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Loan Choice Corp
  • 1405 Southwest 107 Avenue, Suite 301E, Miami, FL, 33174
  • With over 50 years of combined experience in mortgages we are experts in our field and will help structure a loan for you no matter what your situation. We have the latest technology that allows us to give you the best customer experience during what can be a very stressful time. Most often times this will be the biggest financial decision
  • Millenium Home Mortgage
  • 8550 W. Flagler Street, Suite 104, Miami, FL, 33144
  • Established in 1998, Millenium Home Mortgage, LLC has the reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders, homeowners and buyers throughout New Jersey, New York, Pennsylvania and Connecticut.We pride ourselves on fast approvals and hassle free processing.
  • Plus International Bank
  • 600 Brickell Ave, Suite 2025, Miami, FL, 33131
  • Plus International Bank is a service oriented organization. Our goal with each customer is to help them build a bridge to financial growth. We value and foster relationships that are personal, authentic and focused on our customer. What makes us unique is our passion for helping our customers understand
  • C Bridge Inc
  • 1395 Brickell Avenue, Suite 800, Miami, FL, 33131
  • We are a commercial real estate lending company who focuses on short term loans. We are a Commercial Bridge Lender with 20+ years experience facilitating quick transactions from $500,000-$10,000,000. Construction loans, value add multifamily, condominium construction loans, marinas, hotels, warehouses.
  • Helm Bank USA
  • 999 Brickell Avenue, Miami, FL, 33131
  • Helm Bank USA has created a financial connection to the United States for multinational companies and foreign national individuals seeking their own dreams of business opportunities and real estate investments. Helm Bank USA offers multiple financial products and services to customers from over 60 countries around the world.
  • Banco do Brasil Americas Miami
  • 1221 Brickell Ave, Suite 2200, Miami, FL, 33131
  • For more than 200 years Banco do Brasil S.A., BB Americas Bank’s sole shareholder, has offered high standard products and services to clients in Brazil and other 23 countries worldwide. In 2012, the bank expanded its model of quality and service to the U.S. marketand BB Americas Bank was opened to deliver innovative solutions.
  • R&R Capital Holdings
  • 777 Brickell Avenue, 5th Floor, Miami, FL, 33131
  • R&R Capital has successfully accomplished this goal by reason of our experience in real estate, pricing, due diligence, and management of distressed residential mortgage assets. This specialization in whole loans enables R&R Capital to provide our investors with an enticing return.