USDA Vs. FHA Pro and Con comparison in Canfield, Mahoning County, OH

In 2025, the USDA loan cap for Canfield, in the county of Mahoning, OH, is $336,500. For a single-family home, the FHA loan ceiling is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's advantageous USDA versus FHA rates. This tool helps you determine necessary income, credit rating, reserves, and required documentation for qualification. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most suitable program for your particular financial scenario in .

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Loan Limits and Down Payment Guidelines for 2025 in Canfield, County of Mahoning, OH

Loan Category Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discovering USDA and FHA Loan Opportunities in Canfield, OH

The aim of Lendersa® is to promptly secure the most favorable USDA or FHA loan without inconvenience. Choose one of three starting points that pair you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Constitutes a USDA Loan in OH?

A USDA home loan, encouraged by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and it's specifically available in rural areas. FHA loans typically have a minimum down payment of 3.5%, whereas USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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