USDA and FHA Pro and Con in Canfield, Mahoning County, OH
In 2026, the USDA loan cap for Canfield, in the county of Mahoning, OH, is $336,500. For a single-family home, the FHA loan ceiling is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's advantageous USDA versus FHA rates. This tool helps you determine necessary income, credit rating, reserves, and required documentation for qualification. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most suitable program for your particular financial scenario in .
Loan Limits and Down Payment Guidelines for 2026 in Canfield, County of Mahoning, OH
Loan Category
Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Opportunities in Canfield, OH
The aim of Lendersa® is to promptly secure the most favorable USDA or FHA loan without inconvenience. Choose one of three starting points that pair you with lenders and USDA loan programs.
A USDA home loan, encouraged by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and it's specifically available in rural areas. FHA loans typically have a minimum down payment of 3.5%, whereas USDA mortgages require no down payment at all.
Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial
At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.
860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
Lends in Ohio
First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional
1690 South Canfield Niles Road, Youngstown, OH, 44515
Lends in Ohio
ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.
Our mission is to serve our customers with honesty, integrity and competence. The company was started in 2012 in Youngstown, Ohio. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
15 Colonial Drive, Suite 14, Youngstown, OH, 44505
Lends in Ohio
Mahoning Valley Federal Credit Union is committed to providing friendly accurate prompt & professional financial services to all our members. It is our responsibility to provide these benefits to our members & maintain adequate capital reserves. We will promote an atmosphere in which our employees are stimulated to achieve outstanding performances
DOY is not driven by the profit motive. There are no outside shareholders to satisfy. DOY's main purpose is to serve their membership in two primary areas: saving and borrowing. Therefore, DOY has a very strict and conservative lending and investment policy.
DOY confines its lending to its own creditworthy members
Valley Economic Development Partners is a private, non-profit organization focused on the social well-being of the Mahoning Valley and its surrounding regions. Our mission is to be a leader in developing employment opportunities through business creation, expansion, and retention in collaboration with other regional organizations.
Our goal at Indirect Lending Services is to protect and maintain a well-balanced indirect loan portfolio for your credit union. With over 30 years of experience in the indirect industry we know best how to deal with each unique dealer and get you the highest quality loans. Indirect Lending Services works closely with dealers
