USDA Loan Vs. FHA loan pro & con Avon-Lake, Lorain County, OH

In 2025, USDA loan limit in Avon-Lake, county of Lorain, OH is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Avon-Lake, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(949) 489-8300 Lender's profile and map Reviews Mares Mortgage 32172-A Camino Capistrano, Suite A, San Juan Capistrano, CA, 92675 Mares Mortgage is rated first, locally & recommended as the most convenient home loan option. A standard that has been perfected for more than two decades. When Cutberto started providing loans in 1993, he did not just want to provide quality financing. Honesty, Integrity, Customer Service, not something you often hear about in a mortgage company.
(949) 421-1000 Lender's profile and map Reviews First California Financial Inc. 30531 Via Ventana, San Juan Capistrano, CA, 92675 Since 1991, we have been providing mortgage loans to individuals like yourself. We specialize in custom programs that fit the needs of any home owner. Whatever challenges there may be, we will work one-on-one with you to get the best possible quote. And, customers with good credit will have the benefit of taking advantage of our special rates.
(949) 508-2004 Lender's profile and map Reviews RSI Financial Services 31726 Rancho Viejo Road, Suite 209, San Juan Capistrano, CA, 92675 RSI Financial Services is a direct lender and mortgage broker headquartered in San Juan Capistrano, California. Founded in 2003, RSI Financial Services provides a range of home loan options for buying and refinancing. Our experienced loan professionals are dedicated to helping you through the loan process
(949) 300-1398 Lender's profile and map Reviews Hybrid Agent Group Inc. 31910 Del Obispo Street, Suite 100, San Juan Capistrano, CA, 92675 Hybrid Agents in our brokering platform can choose from many different lending sources to give consumers the best available product, rates, cost, and service. We partner with some of the most competitive investors in the industry. Hybrid Agents practicing lending and real estate use a fully integrated
(800) 967-3020 Lender's profile and map Reviews Linear Home Loans Inc. 30220 Rancho Viejo Road, Suite E, San Juan Capistrano, CA, 92675 Linear Home Loans was founded in 2008 on the principles of fair and ethical lending, with a customer-centric strategy to deliver great service and competitive rates.We strive to provide only the best customer service as it is our goal to make sure every client of ours has a positive mortgage experience.
(949) 268-7742 Lender's profile and map Reviews So Cal VA Homes 30448 Rancho Viejo Road, Suite 120, San Juan Capistrano, CA, 92675 "Introducing, a one of a kind new program exclusively for Active Military and Veterans, it occurred to us that there must be a better way for “VA folks” just like you to BUY your ultimate home! Your VA loan benefit is a very powerful tool, but it falls desperately short when it comes to paying for everything to actually finish the home"
(425) 697-5955 Lender's profile and map Reviews Berlind Corporation 654 5th Avenue South, Unit 300B, Edmonds, WA, 98020 Berlind Corp. DBA Infinity Mortgage Group is committed to providing our clients with excellent service, low rates and a wide array of loan choices. Whether you are first time home buyer, refinancing an outstanding loan or consolidating consumer debt, our highly experienced team will take you step by step thru the loan process.
(800) 654-1971 Lender's profile and map Reviews Mortgage Lending Group, LLC 128 4th Ave S, Suite 101, Edmonds, WA, 98020 The mission of Mortgage Lending Group is to be a leader in the residential mortgage industry by providing clients with trustworthy service to achieve their financing goals; efficiently guiding the process to achieve an expedient and successful closing rate; and creating a lending environment that is readily accessible to all borrowers
(626) 331-4213 Lender's profile and map Reviews Home Capital Group Inc. 948 N. Grand Ave, Covina, CA, 91724 Since 1994, Home Capital Group has been matching clients with the best possible loan, customized for their personal needs. Our all-inclusive service brings together everything from appraisals, title searches, and insurance, to the management of everyone involved in your mortgage.
(626) 678-9000 Lender's profile and map Reviews Ecom Mortgage, Inc. 1055 Park View Drive, Suite 355, Covina, CA, 91724 At Ecom Mortgage, Inc., we believe that a strong foundation is key. That's why our loan process has been continuously refined to be as simple and straightforward as possible. Whether you prefer the latest technology and software or good old-fashioned paper-and-pen, we aim to provide personalized service that exceeds our customers expectations.