In 2025, the USDA loan limit for a single-family home in Rocky-River, Cuyahoga, OH, is $0, while the FHA limit stands at $356,362.
Utilize Lendersa® USDA loan calculator to explore the most competitive USDA vs. FHA rates available today. Determine the income, credit, reserves, and documentation requirements for qualification. By utilizing our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans alongside each other to assist in determining the most beneficial program for your financial circumstances in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure the best possible USDA or FHA loans for you quickly and effortlessly. Select from three starting options to match with lenders, guiding you through different USDA loan programs tailored to your requirements.
The USDA home loan, backed by the government Department of Agriculture, also termed a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans offer a no down payment option.
Enter your location to find out if it qualifies for USDA rural housing loan?
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