USDA Vs. FHA your options comparison in Blue-Ash, Hamilton County, OH

In 2025, the USDA loan limit in Blue-Ash, located in Hamilton, OH, is set at $285,000, while for a single-family home, the FHA limit is $356,362.

Use the Lendersa® USDA loan calculator to compare current best rates between USDA and FHA loans. This tool helps determine the income, credit level, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you to decide which program is ideal for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Blue-Ash, Hamilton, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Blue-Ash, OH

At Lendersa®, our aim is to swiftly connect you with the best USDA or FHA loans available, without hassle. Choose one of three initial options to explore matching lenders and USDA loan solutions.

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Understanding USDA Loans in OH

USDA home loans are government-backed mortgages from the Department of Agriculture, also known as USDA rural development loans. These loans are available only in rural areas and, unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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