USDA VS FHA in Kenwood, Hamilton County, OH

In 2025, the USDA loan cap for Kenwood in Hamilton, OH, is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to analyze today’s top USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best suited program for your financial requirements in .

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2025 Loan Limits and Downpayment Requirements in Kenwood, Hamilton, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Kenwood, OH

The objective of Lendersa® is to connect you with the best USDA or FHA loans swiftly and without difficulty. Choose one of three starting approaches to link with matching lenders and discover USDA loan opportunities.

Lendersa USDA loan application and results

Defining USDA Loans in OH

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-backed via the Department of Agriculture and is available strictly in rural locales. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans demand no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dear Lender LLC
  • 106 Colony Park Drive, Cumming, GA, 30040
  • DearLender is available to help you navigate the many twists and turns of mortgage lending. We are here to assist with any questions or problems that may arise whether you are buying or refinancing a home, consolidating your debt, or need a business or construction loan. Our team of experts is primed and ready to help you find the money you need.
  • Southern Capital Mortgage Group LLC
  • 5971 Parkway North, Suite D, Cumming, GA, 30040
  • Southern Capital Mortgage Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Harbor Mortgage Services Inc
  • 2450 Atlanta Highway, Suite 1202, Cumming, GA, 30040
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Community Lenders Group
  • 327 Dahlonega Street, Suite 102B, Cumming, GA, 30040
  • With over 27 years of experience in the mortgage industry Margaret knows what “service” means to this industry and how to deliver it in a timely manner. You will get a complete and confidential review of credit, debt, and income ensuring your comfort level with financing decisions and the mortgage you can afford.
  • SOUTHERN EQUITY MORTGAGE SERVICES, LLC
  • 6820 Black Fox Lane, Cumming, GA, 30040
  • Southern Equity Mortgage Services, LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia
  • CUSTOM MORTGAGE SERVICES, INC.
  • 5930 Odell St, Suite 230, Cumming, GA, 30040
  • We offer the personalized service that you desire. Our level of service won't be beaten and our track record proves this. We understand that buying a new home, refinancing your mortgage or cashing out your home equity is a big decision. With our quality service, we will simplify the process and help get the approved mortgage for you.
  • Cornerstone Credit Union
  • 550 West Meadows Drive, Freeport, IL, 61032
  • Cornerstone Credit Union is a not-for-profit financial cooperative. We offer better rates, lower fees and affordable services. Loans, Mobile & Online banking, Free Checking, Savings, VISA Credit Card and more. Founded 1939.Credit Union is a not-for-profit financial cooperative. We offer better rates, lower fees
  • The Hardin County Bank
  • 235 Wayne Road, Savannah, TN, 38372
  • The Hardin County Bank is a locally owned and operated, growing Financial Services Center dedicated to serving our community since 1973. With offices in Savannah, Adamsville, and Pickwick/Counce, we can provide fast, courteous service, and furnish the most up to date financial products available in the banking industry.
  • Bank of Brodhead
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  • Atlanta Capital Lending
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  • Atlanta Capital Lending is a specialized hard money lender that provides personalized service to our borrowers for a top shelf borrowing experience. and We are as passionate about real estate as you are! But we are just as passionate about helping our borrower's succeed Let us help you reach your real estate goals.
  • New Home Finance LLC
  • 410 Peachtree Parkway, Suite 4245, Cumming, GA, 30041
  • New Home Finance LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.