USDA Vs. FHA Pro and Con comparison in Sharonville, Hamilton County, OH

In 2025, USDA loan limit in Sharonville, county of Hamilton, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Sharonville, county of Hamilton, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Sharonville, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Religious Coalition for Community Renewal
  • 1117 Quarrier Street, Charleston, WV, 25301
  • The Religious Coalition for Community Renewal, established in 1987, is a 501(c)3 not for profit organization in Charleston, WV. The RCCR is a membership organization with over 30 religious interfaith congregations making up its membership. The RCCR is supported by an all volunteer board, and receives its funding from its members and trusts.
  • Victorian Finance, LLC
  • 1205 Virginia St East, Charleston, WV, 25301
  • Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization. The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade
  • Cha-Tel Federal Credit Union
  • 1500 MacCorkle Avenue SE, Charleston, WV, 25314
  • Cha-Tel Federal Credit Union was organized and received its Federal charter on November 18, 1963. Since that time we have grown to over 10 million in assets and over 2, 100 in membership. When you become a credit union member, you become one of its owners. You help to elect the officers and you are eligible to serve the membership as a volunte
  • Western Indiana Credit Union
  • 949 West State Road 154, Sullivan, IN, 47882
  • Western Indiana Credit Union was established in 1932 by local farmers in hopes to help the community. Since then, we have continued to grow and have expanded our services. WICU is a not-for-profit, member-owned financial institution. WICU is governed by a board of directors which are comprised of members of our community.
  • The Baltic State Bank
  • 101 East Main Street, Baltic, OH, 43804
  • At Baltic State Bank, we like to do things a little differently. Because our offices are located in small villages and rural areas, we strive to provide banking service that combines the quality personal service that our customers come to know and expect. Our modern products and services allow them to conduct their banking whenever
  • Team Tuttle Mortgage LLC
  • 813 S Huntington Street, Suite 2, Syracuse, IN, 46567
  • Team Tuttle Mortgage, LLC has been helping clients in Northern Indiana since 1997. As a broker, we observe ethical standards of practice and subscribe to the National Association of Mortgage Brokers code of ethics. We offer the assistance you need to help in all of your mortgage endeavors.
  • Members Choice WV Federal Credit Union
  • 201 Ohio Ave, Charleston, WV, 25302
  • Members Choice WV Federal Credit Union is a community chartered not-for-profit financial cooperative serving all who live, work, worship, attend school or do business in Kanawha County, WV.Credit Union is a community chartered not-for-profit financial cooperative serving all who live, work, worship.
  • Hometown Bank
  • 1030 Cumberland Falls Hwy, Corbin, KY, 40701
  • Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.