USDA and FHA Pro and Con in Brecksville, Cuyahoga County, OH

In 2025, the USDA loan limit for Brecksville, located in Cuyahoga county, OH, is $0. However, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in decision-making about which program in Alabama best fits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Brecksville, Cuyahoga, OH

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Brecksville, OH

Lendersa® aims to secure the best USDA or FHA loan for you efficiently and without complications. Begin with one of three initial steps to find matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, also known as the USDA rural development loan. It is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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