In 2025, the USDA loan limit for Northfield, situated in Summit, OH, is $285,000, while the FHA limit for a single-family property is $472,030.
Utilize Lendersa®'s USDA loan calculator to evaluate and compare today's top USDA versus FHA rates. Identify the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program best suits your financial needs in .
2025 Loan Limits and Down Payment Requirements in Northfield, Summit, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Northfield, OH
The objective of Lendersa® is to efficiently secure you the best USDA or FHA loan quickly and without hassle. Choose one of three pathways to connect with compatible lenders and USDA loan options.
A USDA home loan, guaranteed by the government Department of Agriculture and also known as a USDA rural development loan, is only available in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down, USDA mortgages require no down payment.
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