USDA and FHA Pro and Con in Richfield, Summit County, OH
In 2026, the USDA loan limit for Richfield, situated in Summit, OH, is $285,000, while the FHA limit for a single-family property is $472,030.
Utilize Lendersa®'s USDA loan calculator to evaluate and compare today's top USDA versus FHA rates. Identify the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program best suits your financial needs in .
2026 Loan Limits and Down Payment Requirements in Richfield, Summit, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Richfield, OH
The objective of Lendersa® is to efficiently secure you the best USDA or FHA loan quickly and without hassle. Choose one of three pathways to connect with compatible lenders and USDA loan options.
A USDA home loan, guaranteed by the government Department of Agriculture and also known as a USDA rural development loan, is only available in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down, USDA mortgages require no down payment.
Towpath Credit Union, formerly Akron Teachers Credit Union, was established in 1936 for employees of the Akron Public Schools. By 1969, the Akron Teachers Credit Union had outgrown the small Akron office. Many other employee groups had also realized the benefits of being credit union members.
2919 West Market Street, Suite C, Akron, OH, 44333
Lends in Ohio
We have a full range of products for all of your mortgage financing needs. At Riverview Mortgage, we know how overwhelming the mortgage process can be without the proper guidance. Like any other service based industry, most companies claim to offer quality service but few actually follow through on their promises.
Jeff Jaklitsch & the The Mortgage Guys have been originating home loans for over the past 21 years. Contact Jeff to purchase your dream home. The Mortgage Guys is ready to make the loan application process less stressful. Based in Fairlawn, OH, this company provides comprehensive & personalized mortgage services to borrowers in the Cleveland, Akron
Falls Catholic CU exists to service the financial needs of our membership through honesty & integrity. Every member is the most important member. Falls Catholic Credit Union provides dynamic, diverse, comprehensive & competitive financial services. OUR VISION is To provide the most affordable and comprehensive financial services to the membership.
"We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs. MISSION Help consumers get access to the best mortgage, with transparency and professionalism VISION Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"
SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
11925 Pearl Road, Suite 301, Strongsville, OH, 44136
Lends in Ohio
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
16000 Pearl Rd, Suite 214, Strongsville, OH, 44136
Lends in Ohio
At Cleveland Mortgage Corporation, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
Taleris Credit Union (TCU) is made up of groups of people, related by a common bond, who pool their savings into a fund from which each may borrow should the need arise. This philosophy of “People Helping People” has been the cornerstone of TCU for over 80 years. TCU is a democratically operated financial institution owned and operated by its membe
