FHA Vs. USDA loan program for Richfield, Summit County, Ohio

In 2025, USDA loan limit in Richfield, county of Summit, OH is $285,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Richfield, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(941) 504-1445 962 miles Lender's profile and map Reviews RE Financial Services Inc 677 N. Washington Boulevard, Sarasota, FL, 34236 I am a former Realtor, and started my mortgage career in 1982 as a bank loan officer, then transitioned to the Mortgage Broker profession to assist more borrowers with a wider variety of products and more competitive rates. I entered wholesale lending, as an account executive, traveling the west coast of Florida, calling on Banks and Brokers,
(941) 955-7115 962 miles Lender's profile and map Reviews Kroboth & Helm Mortgage Company Inc 1444 First Street, Suite A, Sarasota, FL, 34236 We have over a dozen wholesale lenders we do business with and they all specialize in different types of loans. Some require little money down on a purchase, others offer incredible rates to highly-qualified borrowers, and a few will even allow us to refinance someone up to 200% loan to value, sometimes more
813-748-1534 962 miles Lender's profile and map Reviews NFM Lending 1500 State Street, Suite 203, Sarasota, FL, 34236 NFM Lending was founded in historic Baltimore, Maryland, in 1998 by David Silverman and his wife, Sandy. We have since grown from a local brokerage firm to a multi-state Lender with offices throughout the United States. At NFM Lending, we operate on 4 core values: service, innovation, teamwork, and excellence.
941-504-7095 962 miles Lender's profile and map Reviews Windom Mortgage 677 N. Washington Blvd, Sarasota, FL, 34236 Windom Mortgage Services, Inc., NMLS # 376916 / 206986, is a licensed mortgage brokerage business originating loans throughout the state of Florida. Specialties: Conventional Purchases, Refinances, VA, FHA, USDA, Reverse Mortgages, Foreign Nationals and Construction Perm. Primary residences, 2nd homes, Investment Property.
(405) 527-6503 962 miles Lender's profile and map Reviews McClain Bank 131 W. Main St., Purcell, OK, 73080 McClain County National Bank was chartered on March 8, 1922, right here on Main Street in Purcell. Officers at the time consisted of John H. Perry as President, E.L. Sheets as Vice President, and John H. Wells as Cashier. Six months later, at the close of business on September 15, the Bank had total assets of $298, 212.95. In 1927,
(772) 247-2480 963 miles Lender's profile and map Reviews Just 1 Way 1631 NW St. Lucie West Blvd, Suite 207, Port Saint Lucie, FL, 34986 JUST 1 WAY is committed to provide our clients with the highest level of financial services combined with the lowest rates available. Our team of professionals will work with our clients one on one to ensure exceptional quality while obtaining financial solutions that meet both our client’s and their family’s needs.
(772) 678-3400 963 miles Lender's profile and map Reviews The Mortgage Works Inc 5502 North West Chapel Court, Port Saint Lucie, FL, 34986 The Mortgage Works Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(772) 332-6070 963 miles Lender's profile and map Reviews Pelagic Mortgage Inc 1860 Southwest Fountainview Blvd, Suite 100, Port Saint Lucie, FL, 34986 Jeff Register is a Mortgage Broker/Owner with Pelagic Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.
(772) 475-2200 963 miles Lender's profile and map Reviews Milo Lending Inc PO Box 880231, Port Saint Lucie, FL, 34986 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the Investor loan process. We have over 30 years of lending experience in addition to having extensive development, construction, and operational experience.
(772) 212-1450 963 miles Lender's profile and map Reviews Carefree Mortgage 1860 SW Fountainview Blvd, Suite 100, Port Saint Lucie, FL, 34986 The Carefree Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.