USDA Loan Vs. FHA loan for Independence, OH [ best of 2023]

In 2025, USDA loan limit in Independence, county of Cuyahoga, OH is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Independence, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(918) 584-1091 852 miles Lender's profile and map Reviews Money Service inc 801-A S. Detroit Ave, Tulsa, OK, 74120 There are some situations where you might need some extra money than you have in your hands. The professional team at Money Services can help you by providing comprehensive loan services.and also Money services Inc. provides second chance loans, cash express and cash finance to the Tulsa, OK, area.
(918) 579-7998 852 miles Lender's profile and map Reviews Pearl District Federal Credit Union 1635 E 11th Street, Tulsa, OK, 74120 Your membership with Pearl District FCU is a personal one-on-one service experience. Our focus is on you, our members! The proven integrity of your credit union gives you the ability to manage your financial affairs even better. Membership provides a means for making safe and regular investments as well as obtain loans.
(844) 825-5399 852 miles Lender's profile and map Reviews Vast Bank, National Association 110 N Elgin Ave, Tulsa, OK, 74120 Vast Bank prides itself in being one of the few remaining independent banks in the Tulsa area with completely local ownership and management.We offer a full array of both personal and commercial banking products, competitively priced with the marketplace. Most importantly, Vast Bank is committed to offering our customers a level of personal service
(918) 587-2461 852 miles Lender's profile and map Reviews Sharp Mortgage Corporation 1647 East Third Street, Tulsa, OK, 74120 Sharp Mortgage Company is the leader in investment property loans throughout the Tulsa area. We offer low upfront costs, prompt decisions regarding your loan and most importantly, personalized service every time you call or visit our office We genuinely believe our investor clients improve the Tulsa neighborhoods.
(918) 425-1381 852 miles Lender's profile and map Reviews Oklahoma Capital Bank 6555 North Peoria Street, Tulsa, OK, 74156 The bank was opened in 1963 with the name First National Bank of Turley, by a group of investors that included John Smith. Mr. Smith saw the need in the community to have a local bank & 50 years later, the Smith family continues to serve the local community. In 1991, the bank became a state charter bank & changed its name to First Bank of Turley.
(918) 254-1444 852 miles Lender's profile and map Reviews Triad Bank, National Association 7646 E 61st St, Tulsa, OK, 74153 Triad Bank was founded in 1983 by a group of local professionals who call this community home and champion the people and businesses that are rooted here. Today we’ve grown to more than 30 employees. As a small, local business, we know what it takes to promote the success of other small business ventures, and we are here to help you make it happen.
(918) 588-6000 852 miles Lender's profile and map Reviews BOK Financial Mortgage 101 E 2ND St, Tulsa, OK, 74103 We’re a financial services partner for consumers, businesses and wealth clients alike. While our origins are humble, we’ve grown alongside our clients for more than a century. We have unwavering confidence in our ability to build strong relationships, provide diverse expertise and services, and invest in the communities we serve.
(918) 582-7283 852 miles Lender's profile and map Reviews Today Lending 320 Boston Avenue, Tulsa, OK, 74103 Today Lending team; we are excited about providing clients with the best mortgage options, combined with the lowest rates available. The outstanding mortgage professionals here will work with you one-on-one, to ensure that you get a mortgage that is tailored specifically to meet your home loan needs. Whether you are purchasing your dream home.
(318) 387-4592 852 miles Lender's profile and map Reviews Ouachita Valley Federal Credit Union 1420 Natchitoches Street, West Monroe, LA, 71292 Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.
(800) 344-3281 852 miles Lender's profile and map Reviews Navigator Credit Union 1850 Highway 90, Gautier, MS, 39553 Navigator Credit Union was born from the essential need for the average person to have access to affordable financial services. In 1938, Ingalls Shipbuilding began operations. For the first time, those who had farmed the fertile coastland or fished its well-populated waters were now gainfully employed. Because of their modest incomes,
(918) 582-1965 853 miles Lender's profile and map Reviews First Oklahoma Federal Credit Union 1419 S Denver Avenue, Tulsa, OK, 74119 First Oklahoma Federal Credit Union (FOKFCU) is a federally insured credit union. We offer membership to all persons who live, work (or regularly conduct business), worship or attend school in, and businesses and other legal entities located in Tulsa or Creek Counties, Oklahoma. FOKFCU has been serving its members since 1923.