USDA and FHA Pro and Con in Independence, Cuyahoga County, OH

In the year 2025, the USDA loan limit in Independence, located in the county of Cuyahoga, OH, is set at $0. Meanwhile, the FHA loan limit for a single-family residence is $472,030.

Take advantage of Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This will aid in determining the income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the optimal program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Independence, County of Cuyahoga, OH

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Independence, OH

Lendersa® aims to provide you with the best USDA or FHA loan quickly and without difficulty. Choose one of three starting paths to find matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loan in OH

A USDA home loan is a government-backed loan provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Credit Union 1
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  • Our History: In 1958, Chanute Military Credit Union opened its doors on the Chanute Air Force Base in Rantoul, Illinois to serve military personnel and their families. With the government's announcement of plans to close the Chanute Air Force Base, plans were made to expand the credit union in order to continue to serve those faithful.
  • Community Plus Federal Credit Union
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  • Community Plus Federal Credit Union is a community credit union serving East Central Illinois. Its mission is to guide members on their Path to Financial Freedom. CPFCU is a US Treasury-certified Community Development Financial Institution. While the credit union serves members from all walks of life.
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  • Our management is always available and ready should you need our assistance with any financial matters. Just give us a call, or send us a secure e-mail. Depending on the complexity of the matter at hand, there’s a good chance we can help you the same day that you call. Please do not include your account numbers.
  • The Cecilian Bank
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  • First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.
  • Capital Financial Group
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  • Keegan Mortgage Corporation
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  • Best American Mortgage Company
  • 1024 Springfield Road Collingdale, Collingdale, PA, 19023
  • Best American Mortgage Company is a mortgage broker in PA with over a decade of VA loan experience. We work multiple lenders that have special programs to maximize the VA home loan benefit. We're dedicated to helping the best Americans get the best loan.broker in PA with over a decade of VA loan experience.