USDA and FHA Pro and Con in Bucyrus, Crawford County, OH

In the year 2026, the USDA loan cap in Bucyrus of Crawford County, OH, is $336,500, whereas the FHA limit for a single-family residence is $472,030.

To weigh current USDA versus FHA rates, use the Lendersa® USDA loan calculator. This tool assists in determining the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the best program in for your financial needs.

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Loan limits and downpayment requirements for 2026 in Bucyrus, Crawford County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Bucyrus, OH

The primary aim of Lendersa® is to secure the most suitable USDA or FHA loan for you, quickly and efficiently. Choose one of three starting paths that connect you with appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

The USDA home loan, backed by the U.S. Department of Agriculture, is often called a USDA rural development loan or USDA mortgage. It is exclusively for rural areas and does not require a down payment, unlike FHA loans which mandate at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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