USDA Loan Vs. FHA loan pro & con Marion, Marion County, OH

In 2026, the USDA loan limit in Marion within Marion county, OH, stands at $336,500, whereas the FHA limit for a single-family house is $472,030.

Use Lendersa® USDA loan calculator to compare the best rates of USDA and FHA loans today. Determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in fits your financial situation best.

Exploring USDA and FHA Loan Options in Marion, OH

Lendersa® aims to swiftly match you with the best USDA or FHA loan without the hassle. Choose one of three starting points that align you with lenders and USDA loan programs.

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Understanding USDA Loans in OH

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment, making them more accessible for eligible homebuyers.

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(877) 698-3278 Lender's profile and map Reviews Bank of Springfield 3400 Wabash Ave, Springfield, IL, 62711 BOS is a bank and financial services provider with branches in Springfield, Chatham, Jacksonville, Quincy, Staunton, Glen Carbon, Swansea, and Shiloh, Illinois and Brentwood, Missouri. Visit our website for a full list of locations and hours. https://www.bankwithbos.com/locations.php
(217) 993-6260 Lender's profile and map Reviews Prairie State Bank and Trust 3751 W Wabash, Springfield, IL, 62711 Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.
(888) 821-7729 Lender's profile and map Reviews BancMac/Community Banc Mortgage Corp 3200 W Iles Ave, Springfield, IL, 62711 Our commitment is to your success and that of your customers. That's why we offer a professional sales and service network designed to move your business forward by generating quick fundings, offering the most innovative products and programs and working with you to provide fast answers, fast decisions and fast purchases.
(217) 787-3100 Lender's profile and map Reviews Town and Country Bank 3601 W. Wabash Ave., Springfield, IL, 62711 At Town and Country, you’ll work with dependable, local mortgage professionals who put years of experience to work in order to assist you in getting into the home of your dreams. Our intimate knowledge of Central Illinois real estate is essential to finding a custom mortgage loan to fit your needs.
(920) 863-2161 Lender's profile and map Reviews Denmark State Bank 103 Main Street, Denmark, WI, 54208 Denmark State Bank has seven full-service banking offices serving primarily Brown, Kewaunee, Manitowoc, Outagamie, Shawano, Sheboygan counties. We are known for our high quality, personal service to customers and our commitment to the communities in which we serve We are dedicated to offering innovative products and providing the most recent techno
(270) 545-3301 Lender's profile and map Reviews Fredonia Valley Bank 602 Cassidy Ave, Fredonia, KY, 42411 On October 30, 1894, a group of men consisting of S.H. Cassidy, W.F. McMurray, H.E. Rice, D.T. Byrd, W.C. Rice, J.C. Elder, J.T. Woolf, William M. Green, S.C. Bennett, A. Boaz, H.C. Rice, W.B. Bennett, M.B. Lowery, and A.S. Threlkeld met for the purpose of organizing a bank in Kelsey, KY. A committee was appointed to solicit stock subscriptions.
(410) 584-7228 Lender's profile and map Reviews Point Breeze Credit Union 11104 McCormick Road, Hunt Valley, MD, 21031 Point Breeze Credit Union offers easy, reliable banking by helping you save time and money. We put our members first and endeavor to make your life easier through friendly, convenient service that makes banking feel less like a chore. As a Point Breeze member, you can expect a warm welcome and a hassle-free experience.
(410) 785-2200 Lender's profile and map Reviews Eastern Savings Bank 11350 McCormick Rd, Suite 405, Hunt Valley, MD, 21031 Our Mission at Eastern Savings Bank, an FDIC insured community bank, is committed to building relationships by providing personalized banking solutions and services, delivered with integrity and passion. Our Vision is We are proud of the rewarding connections we maintain with our customers and associates.
(410) 584-7474 Lender's profile and map Reviews Atlantic Financial 40 Schilling Road, Hunt Valley, MD, 21031 Atlantic Financial Federal Credit Union (AFFCU) is a full-service financial institution serving the financial needs of consumers throughout the greater Baltimore communities. AFFCU is open to anyone who lives, works, worships, volunteers, attends school, or has family in Baltimore County, Baltimore City, Carroll County, Harford County, Maryland.
(410) 878-9730 Lender's profile and map Reviews Direct Mortgage Loans, LLC 11011 McCormick Road, Suite 400, Hunt Valley, MD, 21031 Direct Mortgage Loans is committed to outstanding mortgage solutions and building life-long relationships. Giving our employees the resources, knowledge, and training to grow, and then help them to succeed, is our passion. Our values are centered on effective, proactive and respectful communication.
(202) 707-5852 Lender's profile and map Reviews Library of Congress Federal Credit Union 8100 Professional Place, Suite 308, Hyattsville, MD, 20785 The Library of Congress Federal Credit Union has been proudly serving the library community since 1935. We believe the library community advances America's great story. And we are here to advance your financial life story. This is our way of giving back to a library community that gives so much to the world.