USDA Vs. FHA Pro and Con comparison in Upper-Sandusky, Wyandot County, OH

In 2025, USDA loan limit in Upper-Sandusky, county of Wyandot, OH is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Upper-Sandusky, county of Wyandot, OH

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Upper-Sandusky, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Maple Bank
  • 11660 Theatre Drive North, Champlin, MN, 55316
  • A customer-focused community bank serving businesses and individuals. We build relationships that are built on value and service. Our focus is to meet our customer's needs, whether it be one of our wide array of banking products, business information or advice, or a referral to a trusted business resource.
  • Fairway Financial Services, Inc.
  • 11165 Zealand Ave N, Champlin, MN, 55316
  • Fairway Financial Services, Inc. is a full service mortgage brokerage committed to helping you find the right mortgage product for you. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward.
  • Legacy Bank & Trust Company
  • 3250 East Sunshine, Springfield, MO, 65804
  • Legacy Bank and Trust exists to serve as the financial leader in economic and community development by providing financial products and services in the largely underserved populations of Southcentral Missouri, and its employees and shareholders are committed to partnering financially with customers to ensure vital capital investment in these commun
  • Mercy Credit Union
  • 1444 E Sunshine, Springfield, MO, 65804
  • Mercy Credit Union is nonprofit savings and lending organization owned and operated by its members. It’s our pleasure to offer co-workers and their family members a local, convenient way to reach their financial goal – no matter how big or small. Membership is open to anyone affiliated with Mercy Health System. All employees.
  • Educational Community Credit Union
  • 1221 East Grand Street, Springfield, MO, 65804
  • Since 1938, Educational Community Credit Union (ECCU) has been helping members build long-term financial security. That is why the foundation of the credit union philosophy is "people helping people Educational Community Credit Union (ECCU) has been helping members build long-term financial security.
  • Springfield First Community Bank
  • 2006 S. Glenstone Avenue, Springfield, MO, 65804
  • Springfield First Community Bank (SFC Bank) is a local full-service bank, which strives to have a positive impact through volunteerism, philanthropy, and a responsible approach to financial services. SFC is dedicated to meeting the financial needs of the surrounding community and exceeding expectations of customers.
  • State Bank of Southwest Missouri
  • 3310 E. Sunshine, Springfield, MO, 65804
  • At State Bank, we're proud of our history...but we don't rest on it. We were founded by local businessmen with a single, clear mission: Provide our customers with the best, most individualized service possible, always keeping the customer's best interest in mind. We are truly a local bank, focused on providing unparalleled service.
  • Farris Mortgage
  • 2412 East Madrid, Springfield, MO, 65804
  • Farris Mortgage loans are done differently than other lenders. We do not make money on closing costs or third party fees in fact we actually pay money toward your closing costs. Since 2015 Farris Mortgage has paid more than $225, 000 in closing cost for our clients. This is actual money our clients get to keep we call this The Broker Advantage.