USDA Vs. FHA your options comparison in Galion, Crawford County, OH

As of 2025, the USDA loan ceiling in Galion, situated in Crawford county, OH, stands at $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.

To compare today's USDA and FHA premium rates, utilize the Lendersa® USDA loan calculator to evaluate income, credit, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side-by-side to choose the most suitable program in Alabama for your financial circumstances.

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2025 loan caps and down payment criteria in Galion, Crawford county, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Galion, OH

Lendersa® aims to quickly secure the ideal USDA or FHA loan for you without complications. Choose one of three methods to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in OH

The USDA home loan is a mortgage assured by the United States Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is accessible exclusively in rural areas. While FHA loans necessitate at least a 3.5% down payment, the USDA mortgage does not require any initial deposit.

Enter your location to find out if it qualifies for USDA rural housing loan?



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