USDA Vs. FHA your options comparison in Cadiz, Harrison County, OH
For 2026, the USDA loan limit in Cadiz, in Harrison, OH, stands at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the needed income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Cadiz, Harrison, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
Options for USDA and FHA Loans in Cadiz, OH
Lendersa® is dedicated to quickly securing the most favorable USDA or FHA loan options for you, hassle-free. Choose one of three introductory paths to connect with suitable lenders and explore USDA loan programs.
A USDA home loan, sponsored by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference! We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!
SOFTITE COMMUNITY FEDERAL CREDIT UNION is a not for profit financial institution, owned by the members of the Credit Union Provide us with your identification and a minimum deposit of $25.00 into a share/savings account for your membership.Softite Community Federal Credit Union’s field of membership shall be limited to those having the following
YTR Community Federal Credit Union exists to encourage thrift among our members, provide credit for prudent and productive purposes, and provide financial services which will better our members' lives and our community as well.
If you live, work, or worship in our area, you can join YTR Community Federal Credit Union!
The First National Bank of Dennison traces its beginning back to 1874 to a private bank in Uhrichsville, Ohio known as the Farmers and Merchants Bank, which was established by George Johnston. We have been a proud supporter of our Community for over 85 years. We take great pride in the personal experience and hometown feel our bank offers.
Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,
