USDA and FHA Pro and Con in Cadiz, Harrison County, OH

For 2026, the USDA loan limit in Cadiz, in Harrison, OH, stands at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the needed income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best program in for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Cadiz, Harrison, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

Options for USDA and FHA Loans in Cadiz, OH

Lendersa® is dedicated to quickly securing the most favorable USDA or FHA loan options for you, hassle-free. Choose one of three introductory paths to connect with suitable lenders and explore USDA loan programs.

Results from Lendersa's USDA loan requests and matches

Understanding USDA Loans in OH

A USDA home loan, sponsored by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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