USDA VS FHA in St.-Clairsville, Belmont County, OH
In 2026, the USDA loan limit for a single-family home in St.-Clairsville, Belmont, OH is $285,000, whereas for FHA, it is $356,362.
Use Lendersa®'s USDA loan calculator to analyze the best rates available today, comparing USDA and FHA loans. It will help you understand what's needed to qualify, including income, credit, reserves, and essential documents. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans to decide the most suitable program for you in .
2026 Lending Limits and Down Payments in St.-Clairsville, Belmont, OH
Loan Type
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA & FHA Loan Alternatives in St.-Clairsville, OH
The objective of Lendersa® is to promptly secure you the best USDA or FHA loan. Begin by selecting one of three pathways that match lenders with USDA options.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA mortgage. It's available only in rural areas and requires no down payment, unlike FHA loans, which necessitate at least a 3.5% down payment.
Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,
Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference! We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!
SOFTITE COMMUNITY FEDERAL CREDIT UNION is a not for profit financial institution, owned by the members of the Credit Union Provide us with your identification and a minimum deposit of $25.00 into a share/savings account for your membership.Softite Community Federal Credit Union’s field of membership shall be limited to those having the following
YTR Community Federal Credit Union exists to encourage thrift among our members, provide credit for prudent and productive purposes, and provide financial services which will better our members' lives and our community as well.
If you live, work, or worship in our area, you can join YTR Community Federal Credit Union!
Woodsfield Savings Bank was established in 1887 as Woodsfield Building and Loan. Over the years, our name has changed to Woodsfield Savings and Loan and then to our current name in 1995 of Woodsfield Savings Bank. We have grown leaps and bounds since then. We now have two locations, our main office in Woodsfield and since 2017, our branch in Barnes
Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
