USDA VS FHA in Mingo-Junction, Jefferson County, OH

In 2025, USDA loan limit in Mingo-Junction, county of Jefferson, OH is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Mingo-Junction, county of Jefferson, OH

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Mingo-Junction, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • McCoy Federal Credit Union
  • 1900 McCoy Rd, Orlando, FL, 32809
  • McCoy Federal Credit Union is a full-service financial cooperative, assisting consumers and small business owners with achieving their financial goals since 1954. Unlike banks whose purpose is to create profit for stockholders, our focus is to serve our Members with all of their financial needs.
  • Countrywide Mortgage Lenders LLC
  • 6925 Lake Ellenor Drive, Suite 109, Orlando, FL, 32809
  • At Countrywide Mortgage Lenders, LLC, where we specialize in residential mortgages. At Countrywide Mortgage Lenders, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Dixie Cup Federal Credit Union
  • 4411 Midland Blvd, Fort Smith, AR, 72904
  • A membership in the Fort Smith Dixie Cup Federal Credit Union is available to you after you become employed by Dixie Cup of Fort Smith or Rock-Tenn of Fort Smith. You may then participate with other credit union members who share in its benefits. You can save and borrow through the credit union.
  • The Bank of Steinauer
  • 215 Main St, Steinauer, NE, 68441
  • The Bank of Steinauer was established in 1888, but was not expected to transact much business. However, it soon became an essential part of the community, and needed to be properly organized and equipped with experienced help. Because of his advanced age, Joseph put his son, John, in charge of the bank as cashier.
  • First Independent Bank
  • 105 South Market Street, Marshall, MN, 56258
  • First Independent Bank provides personal care for each customer while having the expertise and resources of a large bank. With broad experience and the ability to work with more types of financing solutions than many competitors, First Independent Bank is a collaborative group of advocates for businesses and families in Minnesota.
  • N W Iowa Credit Union
  • 1411 Industrial Road SW, Le Mars, IA, 51031
  • N.W. Iowa Credit Union/Community is a member owned, non-profit financial institution providing personalized, competitive services that promote the economic well-being of our present and future members. N.W. Iowa Credit Union/Community is the product of a merger in September 1994 between the Blue Bunny Employees Credit Union
  • Prime bank
  • 37 1st Ave NW, Le Mars, IA, 51031
  • Primebank has been an integral part of the growth and development of the communities it serves. In 1891, the bank was founded with the name German State Bank. Security Bank, founded in 1889, was sold to German State Bank that same year. While still the same banking institution, our bank has changed its name several times.
  • Countryside Bank
  • 379 Main St., Unadilla, NE, 68454
  • Our community is important, and we take pride in where we live and work. Countryside Bank employees and families have deep roots in the community, as do many of our loyal customers. As new people discover the advantages of small communities and independent banks, we continue to grow and build new customer relationships.
  • Money Financial Group Corp
  • 7345 W Sand Lake Rd Suite 202, Orlando, FL, 32819
  • Experience financial flexibility with Money Financial Group Corp! We are a premier alternative to hard money loans and SBA or Conventional-ineligible financial solutions. Trust our expertise to customize funding options tailored to your unique needs. Empower your future with us! Contact Dario Marcovigi today: [email protected] | 689-214-6111.