USDA Vs. FHA your options comparison in Mingo-Junction, Jefferson County, OH

In 2025, the USDA loan limit for Mingo-Junction in Jefferson county, OH, is $285,000. The FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans today. Discover the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to help decide which option in is optimal for your finances.

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2025 Loan Limits and Downpayment Requirements in Mingo-Junction, Jefferson, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming $548,250 3%

USDA and FHA Loan Options in Mingo-Junction, OH

Lendersa® aims to swiftly connect you with the best USDA or FHA loan options without fuss. Choose from three starting points that link you with suitable lenders and USDA loan programs.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in OH

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • College and University Credit Union
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