FHA Vs. USDA loan program for Mingo-Junction, Jefferson County, Ohio

In 2026, the USDA loan limit for Mingo-Junction in Jefferson county, OH, is $285,000. The FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans today. Discover the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to help decide which option in is optimal for your finances.

USDA and FHA Loan Options in Mingo-Junction, OH

Lendersa® aims to swiftly connect you with the best USDA or FHA loan options without fuss. Choose from three starting points that link you with suitable lenders and USDA loan programs.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in OH

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans necessitate no down payment.

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Mingo-Junction Lenders
(740) 264-1402 Lender's profile and map Valley One Community Federal Credit Union 2990 Johnson Road, Steubenville, OH, 43952 Lends in Ohio Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(740) 859-4922 Lender's profile and map YTR Community Federal Credit Union 134 3rd Street, Tiltonsville, OH, 43963 Lends in Ohio YTR Community Federal Credit Union exists to encourage thrift among our members, provide credit for prudent and productive purposes, and provide financial services which will better our members' lives and our community as well. If you live, work, or worship in our area, you can join YTR Community Federal Credit Union!
(888) 275-5566 Lender's profile and map Unified Bank 201 S. 4th at Hickory, Martins Ferry, OH, 43935 Lends in Ohio Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference! We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!
(740) 633-2103 Lender's profile and map SOFTITE COMMUNITY FEDERAL CREDIT UNION 1201 S Zane Highway, Martins Ferry, OH, 43935 Lends in Ohio SOFTITE COMMUNITY FEDERAL CREDIT UNION is a not for profit financial institution, owned by the members of the Credit Union Provide us with your identification and a minimum deposit of $25.00 into a share/savings account for your membership.Softite Community Federal Credit Union’s field of membership shall be limited to those having the following