For 2026, the USDA loan limit in Martins-Ferry, within Belmont county, OH, is $285,000. Meanwhile, the FHA limit applicable to a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to explore and compare the best rates for USDA and FHA loans today. It determines the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in picking the most suitable program for your financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to promptly deliver the optimal USDA or FHA loan without hassle. Choose one of three starting points that connect you with matching lenders and available USDA loan options.
A USDA home loan, backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. In contrast to FHA loans that usually require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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