USDA VS FHA in Carrollton, Carroll County, OH

In 2026, the USDA loan limit for Carrollton in the county of Carroll, OH, is $336,500, while the FHA limit for a single-family residence is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the top rates between USDA and FHA loans today, and determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Carrollton, Carroll, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Carrollton, OH

The mission of Lendersa® is to swiftly connect you with the ideal USDA or FHA loan without hassle. Start by selecting one of three approaches that will direct you to matching lenders and available USDA loan programs.

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What Is a USDA Loan in OH?

A USDA home loan, guaranteed by the Department of Agriculture, is sometimes called a USDA rural development loan or mortgage, available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment, offering greater flexibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 201 Locust Street, Cheboygan, MI, 49721
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