USDA VS FHA in Lisbon, Columbiana County, OH

In 2026, the USDA loan limit for Lisbon, located within Columbiana county of OH, is $336,500. For a single-family home, the FHA loan limit is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates. This tool helps determine required income, credit, reserves, and necessary documentation for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to assist in deciding which program in suits your financial situation best.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Lisbon, Columbiana County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lisbon, OH

Lendersa® aims to quickly help you obtain the best possible USDA or FHA loan with ease. Choose one of three starting options to connect with suitable lenders, matching you to appropriate USDA loan programs.

Lendersa - USDA loan requests with matching results

Understanding USDA Loans in OH

The USDA home loan, officially backed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is primarily available in rural locales. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages have no down payment requirement, offering a beneficial alternative for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



Lisbon Lenders

  • Consumers National Bank
  • 614 E. Lincoln Way, Minerva, OH, 44657
  • Lends in Ohio
  • At Consumers National Bank, we're committed to meeting our customers' financial needs through fast, personalized service that helps businesses grow and families prosper.

    About usOur community-based banking approach sets us apart from larger regional banks because our local presence and expertise enable us to deliver exceptional service.

  • Farmers National Bank
  • 20 S. Broad St, Canfield, OH, 44406
  • Lends in Ohio
  • Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial

  • Ameristate Mortgage LLC
  • 89 North Main Street, Suite 2, Poland, OH, 44514
  • Lends in Ohio
  • Our mission is to serve our customers with honesty, integrity and competence. The company was started in 2012 in Youngstown, Ohio. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome

  • People First Financial
  • 1315 Boardman-Canfield Rd, Youngstown, OH, 44512
  • Lends in Ohio
  • At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.

  • First Equity Mortgage Group LLC
  • 860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
  • Lends in Ohio
  • First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional