In 2026, the USDA loan ceiling for Wellsville in Columbiana county, OH, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Employ the Lendersa® USDA loan calculator to weigh current USDA versus FHA loan rates, determining the needed income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program in
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| Loan Type | Loan Limit | Downpayment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming | $726,200 | 3% |
The mission of Lendersa® is to connect you with the best possible USDA or FHA loan swiftly and conveniently. Start with one of three pathways leading to matching lenders and the right USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture and also referred to as a USDA rural development loan or mortgage, is strictly available for rural areas. Unlike FHA loans that require a minimum of 3.5% downpayment, USDA loans do not require any downpayment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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