USDA Vs. FHA Pro and Con comparison in Minerva, Stark County, OH

For the year 2025, the USDA loan cap in Minerva, located in Stark, OH, is listed as $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's top USDA against FHA rates. Determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loan options to help you choose the most fitting program for your specific financial needs in .

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Loan Limits and Down Payment Details for 2025 in Minerva, Stark, OH

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Lending Options in Minerva, OH

Lendersa® aims to quickly secure the best USDA or FHA loan for you, without hassle. Choose from one of three starting points that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also referred to as a USDA rural development loan. It's available solely in rural areas. Unlike FHA loans, requiring a minimum of 3.5% down, USDA loans demand none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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