USDA Vs. FHA your options comparison in Cleveland, Cuyahoga County, OH

In the year 2025, the USDA loan limit in Cleveland, located in the county of Cuyahoga, OH, stands at $0, whereas for a single-family dwelling, the FHA cap is $472,030.

Lendersa® offers a USDA loan calculator to help compare the most favorable USDA and FHA interest rates available today. It also assists in determining the income threshold, credit evaluations, reserves, and documentation required for qualification. Utilize our sophisticated mortgage calculator to examine USDA, FHA, Conforming, and VA loans side by side, making it simpler to choose the program that suits your financial requirements in .

Explore loan offers from a selection of 100 lenders

2025 loan limits and down payment details for Cleveland in Cuyahoga, OH

Loan Category Maximum Loan Cap Initial Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA lending options in Cleveland, OH

Lendersa® is dedicated to securing the most advantageous USDA or FHA loan for you, swiftly and with minimal inconvenience. You can begin with one of three approaches, all leading to compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

The USDA home loan, backed by the Department of Agriculture, is often referred to as the USDA rural development or USDA mortgage. It's designated for rural regions only. Unlike FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage does not mandate any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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