USDA Vs. FHA your options comparison in Coshocton, Coshocton County, OH

In 2025, the USDA loan cap for Coshocton in Coshocton County, OH is set at $336,500, while the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator can help compare today's best USDA and FHA rates, along with determining income, credit, reserves, and necessary documents for eligibility. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the optimal program in that suits your financial situation best.

Review loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Coshocton, Coshocton County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Coshocton, OH

The focus of Lendersa® is to swiftly secure the best USDA or FHA loan for you, effortlessly. You can choose one of three paths that guide you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in OH

The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is offered solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Hutson Company
  • 1244 Main Street, Gardendale, AL, 35071
  • The Hutson Company is a mortgage loan company that serves the entire state of Alabama. We specialize in brokering purchase mortgage loans for new and existing homes and also in refinancing existing mortgages. The Hutson Company has been in business for over 30 years. The Hutson Company does all types of mortgage loans including FHA, VA, USDA
  • New Albin Savings Bank
  • 118 Main Street, New Albin, IA, 52160
  • New Albin Savings Bank is an independent community bank located in the far northeast corner of Iowa. Our trade area is defined as Allamakee County Iowa and Houston County Minnesota as well as neighboring counties in Iowa, Minnesota and Wisconsin. Individuals with ties to our trade area are also welcome customers
  • Bank of Newington
  • 224 Walton St, Newington, GA, 30446
  • The Bank of Newington was established in July of 1919 in Newington, Georgia. Our dedication to you, our customers, has allowed us to expand to meet your needs. In 1991, Bank of Newington moved into a new office in Newington, which has allowed us to better serve our customers.
  • MSA Mortgage, LLC
  • 18 Mad River Green, Waitsfield, VT, 05673
  • The MSA Mortgage Team is committed to providing clients with high quality experience combined with low mortgage rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.
  • NH Community Federal Credit Union
  • 98 Charlestown Road, Claremont, NH, 03743
  • The NH Community Federal Credit Union was organized in 1959 for the employees of Joy Manufacturing. A subsequent change of its charter now allows membership eligibility to all individuals who live or work in Sullivan County. The purpose of the Credit Union is to promote thrift among its members, and to create a source of credit for provident
  • Claremont Savings Bank
  • 145 Broad Street, Claremont, NH, 03743
  • Claremont Savings Bank is a mutual savings bank founded in 1907 primarily serving the communities of Claremont, Charlestown, and Cornish, New Hampshire. It is overseen by a Board of Trustees that are selected by and from the group of Corporators who represent the interests of the depositors, borrowers, and communities that the Bank serves.
  • Coulee Bank
  • 1516 Losey Boulevard South, La Crosse, WI, 54601
  • We offer a full line of financial services ranging from children's savings accounts, auto and home loans, to personal and business checking accounts. Our business customers can rely on us as their financial partner to help their companies grow. In addition, we can help you plan for the future with a wide range of retirement and investment options
  • Citizens State Bank of La Crosse
  • 620 Main Street, La Crosse, WI, 54601
  • Our mission is to provide an experience like no other, which has made us one of the top-rated & fastest growing banks in the country! Our culture is known to be one of the best in the industry, one where we work hard. This promotes outside the box thinking with fun & play all day, resulting in our employees being some of the happiest in the world!
  • Gundersen Credit Union
  • 1910 South Avenue, La Crosse, WI, 54601
  • Gundersen Credit Union is recognized as an important member benefit offering convenient service, sound financial advice, and competitive rates in a comfortable environment. Gundersen Credit Union offers personal service, great rates, low fees and free checking! Stay connected through 7 Shared Branches.
  • Dairyland Power Credit Union
  • 3200 East Avenue South, La Crosse, WI, 54601
  • Membership eligibility is open to any employee of the DPC system, DPC member Class A & B Cooperatives, WECA & RESCO employees and any person on the BOD of the above organizations, and the end users of electricity provided by Jump River Electrical Coop. The field of membership includes the employee’s immediate family including spouse, children.
  • Firefighters Credit Union
  • 525 5th Ave S, La Crosse, WI, 54601
  • Firefighters Credit Union has been open since 1931. The credit union has assets totaling $103.66 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.