USDA Vs. FHA Pro and Con comparison in Coshocton, Coshocton County, OH

In 2025, the USDA loan cap for Coshocton in Coshocton County, OH is set at $336,500, while the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator can help compare today's best USDA and FHA rates, along with determining income, credit, reserves, and necessary documents for eligibility. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the optimal program in that suits your financial situation best.

Review loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Coshocton, Coshocton County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Coshocton, OH

The focus of Lendersa® is to swiftly secure the best USDA or FHA loan for you, effortlessly. You can choose one of three paths that guide you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in OH

The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is offered solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Farmers & Commercial Bank
  • 441 Spring Street, Pikeville, TN, 37367
  • First Farmers and Commercial Bank, (formerly First National Bank of Pikeville) has strived and grown to meet community needs. Some 70 prominent Bledsoe Countians organized the community bank and today there are over 201 community minded people involved in the bank’s ownership. First Farmers and Commercial Bank, charter on September 30, 1913.
  • Central Lending Services Inc
  • 301 Oxford Valley Road, Suite 802A, Yardley, PA, 19067
  • At Central Lending, your local home loan experts dedicated to serving our customers, our community and make sure your home buying or refinancing experience is as simple as possible. Mark Principi, your local Yardley mortgage professional. mark reputation is built on professionalism, integrity and the ability to keep transactions on track.
  • Always The Best Rate Home Loans, LLC
  • 301 Oxford Valley Rd, Suite 1602A, Yardley, PA, 19067
  • At Always The Best Rate, we offer Conventional, FHA, VA, USDA and no PMI (Private Mortgage Insurance) loans for people looking to move to Yardley PA or anywhere in Bucks County. We can compare and evaluate loan programs that best meet your specific needs. we can help you meet your financial goals and become a Pennsylvania homeowner.
  • Federated Lending Corporation
  • 1669 Edgewood Road, Morrisville, PA, 19067
  • Federated Lending Corporation (FLC) was incorporated under the laws of the State of Pennsylvania in 1996. The corporate headquarters and principal place of business are located at 1669 Edgewood Road, Yardley, Pa. 19067. We have approximately 20 employees and cover all aspects of residential lending.
  • Honor Bank
  • 2254 Henry St, Honor, MI, 49640
  • Honor Bank isn’t the biggest bank in Traverse City & we like it that way. It means our bank accounts, mortgages, business loans & more are shaped by you. It means that since 1917, we’ve grown with the region, offering products like debit-card cash back & ATM refunds. The principles of our Honor Code are not open to negotiation.
  • NCEFCU
  • 100 East Phoenix Avenue, Normal, IL, 61761
  • Our mission is to provide a sound financial foundation for our member-owners by providing the best products and caring professionalism to meet their needs now and in the future and we offers a wide variety of loans. You made need a personal loan for car repairs, to pay taxes, medical expenses or take a vacation.
  • Illinois State Credit Union
  • 1309 S. Center Street, Normal, IL, 61761
  • Illinois State Credit Union was founded in 1960 to serve employees of Illinois State University. We now serve more than 12, 000 of your closest friends and neighbors who live or work in McLean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. We are federally insured.
  • 1st Advantage Federal Credit Union
  • PO Box 2116, Burlington, VA, 23609
  • 1st Advantage has long been a Virginia-based credit union focused on you, our member. As a not-for-profit financial institution, we're structured to save you more money and pay you higher dividends while providing convenient tools and personal, knowledgeable service and 1st Advantage Federal has grown from a cigar box with $500 to local community.
  • Shorecrest Mortgage LLC
  • 11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092
  • At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Ottawa Hiway Credit Union
  • 700 East Norris Drive, Ottawa, IL, 61350
  • Your credit union is a cooperative financial institution that is governed by a Board of Directors. The Board is composed of volunteers who must be members in good standing of the Ottawa Hiway Credit Union. They were elected at the Annual Meeting in January 2022 The credit union employs three full-time staff members.
  • Financial Plus Credit Union - Illinois
  • 800 Chestnut Street, Ottawa, IL, 61350
  • Financial Plus Credit Union is a financial cooperative, owned & operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts & money in turn is lent to other members. Every member of Financial Plus has one vote, regardless of how much has on deposit.