USDA Vs. FHA your options comparison in Cambridge, Guernsey County, OH

In 2026, the USDA loan limit for Cambridge, within Guernsey county, OH, is set at $336,500, while the FHA threshold for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare USDA and FHA current rates and identify the income, credit, reserves, and documents necessary for qualification. By using our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to help decide which program in Alabama best suits your financial situation.

Compare loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Cambridge, Guernsey, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Cambridge, OH

The mission of Lendersa® is to efficiently provide you with your ideal USDA or FHA loan without hassle. Begin with one of these three pathways to identify matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often referred to as the USDA rural development loan. These loans are only accessible in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not mandate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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