USDA Vs. FHA your options comparison in Millersburg, Holmes County, OH
In 2026, the USDA loan cap in Millersburg, Holmes county, OH, is $336,500, whereas the FHA limit for a single-family home is set at $472,030.
Utilizing the Lendersa® USDA loan calculator, you can compare today's top USDA versus FHA rates to determine necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you juxtapose USDA, FHA, Conforming, and VA loans side by side, assisting in figuring out the best program in for your specific financial situation.
2026 Loan Limits and Downpayment Requirements in Millersburg, Holmes, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
Options for USDA and FHA Loans in Millersburg, OH
The objective of Lendersa® is to secure you the most advantageous USDA or FHA loan quickly and effortlessly. Start with one of three pathways that connect you with suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and commonly known as a USDA rural development loan or mortgage, is tailored for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
With The Commercial & Savings Bank (CSB), you gain more than convenient access to products and services that promote your financial health; you’re also invited into a network of relationships – among customers, employees, and shareholders – that contribute to the well-being and satisfaction of a community and its residents.
At Baltic State Bank, we like to do things a little differently.
Because our offices are located in small villages and rural areas, we strive to provide banking service that combines the quality personal service that our customers come to know and expect. Our modern products and services allow them to conduct their banking whenever
The Apple Creek Banking Company opened its doors on February 1, 1904. Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders
The Home Loan Savings Bank has been serving the financial needs of the Coshocton County since 1882. Our relationship to the community has remained as strong as it was from our beginning, and it continues to grow today. All of the decisions regarding loans and bank operations are made locally, and we are able to tailor our services to truly meet the
Brewster Federal Credit Union has been open since 1956. The credit union has assets totaling $31.89 Million and provides banking services to more than 3, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
DoverPhila Federal Credit Union was established as a financial cooperative and is controlled by its members. We exist for the financial benefit of our members and to provide a level of service that meets our members’ financial needs. Low cost auto loans, higher interest rates on certificates of deposit (CDs) and a vast array of products.
First Federal Community Bank, National Association
141 W Ohio Ave, Dover, OH, 44622
Lends in Ohio
First Federal Community Bank provides a full-range of financial products & services using the latest technology while maintaining our personal relationship with each customer. Our mission is to empower the financial well-being of our community one person at a time. Our team is comprised of local experts, committed to providing exceptional service.
Wayne County Community Federal Credit Union was officially organized on June 7, 1966 as the Wayne County School Employees Federal Credit Union. Seven very foresighted school employees (Sam Yelic, Charles Deane, Wayne Kornhaus, Neal Retherford, Fred Kloha, Russell Knight and Kenneth Barton) met on that June date
Friends and Family Credit Union provides loans, savings, checking and other financial services to anyone who lives, works, worships or attends school in Stark County, Ohio. We also provide financial services to businesses and organizations in Stark County.We are a full-service cooperative financial institution with over $90 million in assets
