USDA Loan Vs. FHA loan pro & con Northgate, Hamilton County, OH

In the year 2025, the USDA loan cap in Northgate, located in Hamilton county, OH, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA best rates. It assists in identifying the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a view of USDA, FHA, Conforming, and VA loans side by side to help decide which option in best suits your financial needs.

USDA and FHA Loan Options in Northgate, OH

Lendersa® aims to quickly secure the best USDA or FHA loans for you hassle-free. Choose one of three entry points to find matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loan in OH

The USDA home loan is a government-endorsed product from the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available only in rural locations. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment at all.

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(909) 635-5813 Lender's profile and map Reviews Apple Financial Network 3200 E Guasti Rd, Suite 100, Ontario, CA, 91761 BirdEye Loans, Inc. John is dedicated to serving the needs of homebuyers and homeowners in the Inland Empire, Los Angeles and throughout California seeking the right loan for their situation. In his 19 years of dedicated service, John has worked with homebuyers seeking their very first home, experienced buyers seeking to upgrade to a larger home.
(909) 442-4658 Lender's profile and map Reviews Blisss Life Enterprises 3200 E Guasti Rd, Suite 100, Ontario, CA, 91761 "The Blisss Life Agency, a full-service mortgage and residential real estate brokerage offering a first class experience. Blisss Life, a wealth building brand dedicating to educating African American millennials learn to respect money so that they can live a financially free, blisssful life."
(909) 635-4835 Lender's profile and map Reviews CalShield Home Loans Inc 3200 E Guasti Rd Ste 100, Ontario, CA, 91761 The goal of CalSHIELD Home Loans, through a philosophy of ethical lending principles, is to provide a safe haven for borrowers where fees and costs are firmly set and where rates are the best available in order to fully care for every need our clientele may have.Nicholas Wright is the owner of CalSHIELD Home Loans.
(909) 457-0257 Lender's profile and map Reviews Golden Empire Mortgage 3281 Guasti Rd, Ontario, CA, 91761 Golden Empire Mortgage a group of highly motivated and dedicated professionals that proudly provides their valued clients with the absolute best in financial advice,Our office has built a business model surrounding the concept of lending better in a market that is in need of better lenders
(909) 624-2586 Lender's profile and map Reviews California Financial Center 3200 East Guasti Road, Ontario, CA, 91761 California real estate and mortgage industries since 2001 and have successfully helped 100s of clients buy & finance their homes. Since the crash of the real estate market at the end of 2006 we've also had to adapt to the changing market helping many people successfully short sell their homes to avoid foreclosure
(760) 723-2232 Lender's profile and map Reviews MANFRED MORTGAGE 120 South Main Avenue, Fallbrook, CA, 92028 Manfred Mortgage is a San Diego based, family operated company, specializing in home mortgages and everything Real Estate for over 40 years. We pride ourselves on exceptional knowledge and experience in the industry. If you are buying your first home or you are a seasoned pro, we can help you achieve your real estate dreams.
760 845 9035 Lender's profile and map Reviews Cushner Capital Group 1143 SEA LARKE DRIVE, Fallbrook, CA, 92028 Cushner Capital Group is a direct Private Mortgage Lender and Brokerage based in Fallbrook, CA, thirty miles north of San Diego. We have been providing hard money non-standard and conventional mortgages throughout the state of California for the past 20 years. Our goal is to provide a viable non-standard mortgage solution for borrowers
(661) 333-1181 Lender's profile and map Reviews Mortgage Wholesale 110 Civic Center Dr, Suite 204, Vista, CA, 92084 We are a direct to consumer wholesale mortgage broker. After obtaining a mortgage, it will be bundled together with hundreds of other mortgages and re-sold on the secondary market, usually within 90 days, so you’ll never really know where you’ll be making your actual payment. Knowing this, why not start your purchase or refinance
(661) 333-1181 Lender's profile and map Reviews Stated Income Loans 110 Civic Center Dr, Vista, CA, 92084 Commercial Property We Fund Nationwide: commercial warehouses, retail spaces, industrial offices, self storage, office buildings, farm Loans, multi-family, assisted living, short-term rentals and others. The property where your business will operate is unique and we pair our knowledge and resources to ensure your business mortgage success!
(424) 254-1989 Lender's profile and map Reviews SoCalReverse 110 Civic Center Dr, Suite 204, Vista, CA, 92084 SoCal Reverse Mortgage was created to offer all the variants of the Reverse Mortgage. Since the Reverse Mortgage was poorly implemented for many years, there is a fear associated with it and this leads to borrowers not exploring the alternative. Our method of doing business is to have high client involvement
(760) 622-4226 Lender's profile and map Reviews A Vision Property Services\| Home Loans \| Home Purchase and Sales 28812 Vista Valley Dr, Vista, CA, 92084 A Vision Property Services\| Home Loans \| Home Purchase and Sales Mortgage lending, home purchases and home sales. Contact me for no cost loans --- or best rate loans! You choose! Specializing in VA, FHA, Conventional, Jumbo and Purchase loans Lori Flannery is the President & Owner mortgage company
(760) 803-0305 Lender's profile and map Reviews Equity 1 Lenders Network Inc. 2836 Felicia Way, Vista, CA, 92084 We are committed to providing superior service, from assisting in selecting the right lending option for your needs to closing loans on time, every time. Equity 1’s exemplary service is appreciated by our loyal clients. These relationships are built on trust, communication and excellent follow-through.