USDA Vs. FHA your options comparison in Gallipolis, Gallia County, OH

In 2025, the USDA loan limit for Gallipolis in Gallia County, OH is $336,500, whereas the FHA limit for a single-family property is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate today’s leading USDA vs. FHA rates. Identify the essential income, credit, reserves, and documentation needed for qualification. Our state-of-the-art mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best option for your financial situation in .

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2025 Loan Limits and Down Payment Needs in Gallipolis, Gallia County, OH

Type of Loan Loan Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Gallipolis, OH

The objective of Lendersa® is to facilitate a swift and seamless procurement of the optimal USDA or FHA loan for you. Begin with one of three pathways that align lenders with USDA loan initiatives.

Results from Lendersa USDA loan request and matching

Overview of USDA Loans in OH

A USDA home loan, backed by the United States Department of Agriculture, otherwise known as USDA rural development or USDA mortgage, is offered only in rural locales. Unlike FHA loans which demand a minimum 3.5% down payment, the USDA mortgage does not mandate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Legacy Private Funding
  • 405 W. Foothill Blvd., Suite 102, Claremont, CA, 91711
  • "Legacy Private Funding caters to the needs of Investors, Rehabbers, and Subprime Money Borrowers who cannot meet the requirements of of conventional banks. The Legacy Private Funding Difference: • We only lend on non-owner occupied and commercial real estate in Southern California, keeping all properties close"
  • ProTeam Home Loan
  • 2888 E. Loker Avenue, Carlsbad, CA, 92010
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Solidify Mortgage Advisors
  • 2888 Loker Avenue East, Suite 201, Carlsbad, CA, 92010
  • Solidify Mortgage Advisors is a group of mortgage experts that has collectively originated over one billion dollars in home financing. Priding ourselves on our diverse clientele from veterans to retirees and salaried to the self-employed-Solidify serves clients needing initial purchase financing and refinancing for their home and residential.
  • Centerpointe Capital
  • 2522 West Ranch St, Suite 204, Carlsbad, CA, 92010
  • Centerpointe Capital was incorporated in 2004 by Scott Polimeni, President and Broker. Scott proudly served his country for 8 years in the US Army and also graduated Class President from the Riverside Co. Sheriff’s Academy and enjoyed working for 2 agencies and several different assignments during his law enforcement career.
  • Chino Commercial Bank, National Association
  • 14245 Pipeline Avenue, Chino, CA, 91710
  • As a community-oriented bank, the Bank offers a wide array of personal, consumer and commercial services generally offered by a locally-managed, independently-operated bank. The Bank provides a broad range of deposit instruments and general banking services, including checking, savings, and money market accounts.
  • Golden Rule Real Estate
  • 14726 Ramona Ave, Suite 201, Chino, CA, 91710
  • At Golden Rule Real Estate Flavio B. is the Broker with many years of experience in both Residential Real Estate and Mortgage Lending. This allows for my clients to buy and sell their homes much more efficiently. Understanding both aspects are key to managing a successful transaction.
  • TDR Mortgage & Real Estate
  • 14726 Ramona Ave, 4th Floor, Chino, CA, 91710
  • My mission is to serve customers with honesty, integrity and competence and to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Empire Mortgage Solutions Inc.
  • 13751 Roswell Avenue, Suite A, Chino, CA, 91710
  • Our mission is to unite realtor, loan officer, and client in the home loan process as we build lifelong relationships and celebrate successes, all while delivering the American dream of home ownership. We look within ourselves to commit to the most proactive, transparent process in the industry in order to ensure our customers
  • Spectrum Mortgage Lending
  • 3873 Schaefer Ave, Suite F, Chino, CA, 91710
  • Spectrum Real Estate Network, based in Chino, California. For over a decade, she has established a passionate presence in the surrounding communities through her professional career and other ventures. Not only a Residential and Commercial Real Estate Broker, but also a Mortgage Loan Originator.
  • Omniscient Capital Mortgage
  • 4110 Edison Avenue, Suite 203A, Chino, CA, 91710
  • Omniscient Capital Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Alwayzz Inc
  • 5405 Arrow Hwy, Suite 104, Montclair, CA, 91763
  • Our company is a real estate and mortgage brokerage that is always there to help you find the best property to fit your needs as well as get you the best financing for your home purchase or refinance. Our company’s highly skilled professionals always aim to provide you with 5 star service. We want to help you achieve your dreams.