In 2026, the USDA loan limit for Gallipolis in Gallia County, OH is $336,500, whereas the FHA limit for a single-family property is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today’s leading USDA vs. FHA rates. Identify the essential income, credit, reserves, and documentation needed for qualification. Our state-of-the-art mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best option for your financial situation in
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| Type of Loan | Loan Limit | Initial Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to facilitate a swift and seamless procurement of the optimal USDA or FHA loan for you. Begin with one of three pathways that align lenders with USDA loan initiatives.
A USDA home loan, backed by the United States Department of Agriculture, otherwise known as USDA rural development or USDA mortgage, is offered only in rural locales. Unlike FHA loans which demand a minimum 3.5% down payment, the USDA mortgage does not mandate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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